Is there a guarantee fee for Youyihua loan?

There is no guarantee fee. You Yihua (formerly Xiaomahuahuahua) is a pure online personal credit loan product, which belongs to Instant Consumer Finance Co., Ltd. and is open to users invited by Instant Financial White List. In fact, in the past, it was a good cut. Com has compiled the application introduction of Youyihua for everyone, and the situation of inviting customers to be continuously fed back by the market is relatively stable after opening up; This product used to be called Pony Flower Flower, but later a new vest called You Yihua was updated, which is generally only open to old users who have used Anyihua. Users who can apply normally can receive the invitation information, and the recent feedback is not bad. Let's take a look at the latest introduction:

At present, the maximum loan amount that You Yihua can apply for is 200,000 yuan, and its service life is basically the same as that of An Yihua, with the longest installment 12 months. Identity authentication and face recognition are needed in the application process, and credit approval only needs basic information and contacts. The age range of open application is 18-55 years old (inclusive); In fact, the feedback of this product in the market recently is OK. There has been a lot of feedback about the next paragraph recently. According to the feedback from users who recently submitted Uniqlo authorization, the approval result will usually be given soon after submission. The approval quota is generally divided into shopping quota and loan quota, and the successful withdrawal of loan quota is basically every second. There is no telephone approval in the application process, and almost all of them are system audits. In terms of interest, it is similar to the previous comfort flower, and the comprehensive daily interest rate range is around 0.05% (please refer to the actual interest rate when borrowing);

Let's talk about whether the quota of You Yihua and An Yihua is * * *. At present, according to the market feedback, the quota and application qualification of the two products are independent, so you can make a payment at the same time to see the application qualification of this product. Under normal circumstances, users who have used Anyihua normally will receive the message that the quota of Anyihua has been successfully opened, and then submit the quota. However, receiving SMS does not mean being recognized, and some users will be rejected after receiving SMS. After the quota is issued, only half of the quota can be withdrawn, and half of the quota can be used for installment shopping. Normal line 1 0,000 The loan line that can be withdrawn is 5000, and the remaining 5000 can be purchased in installments in the mall. In addition, the process of borrowing money is basically the same as that of comfortable flowers. When submitting, you will be prompted to open a member. Users who can approve money normally do not need to open a member, and even if they do, they may not be able to approve money. When it comes to that, just skip it and apply. Finally, for immediate wealth management products, you can apply for secondary credit investigation and credit investigation. If it meets the requirements, you can apply for a try if necessary. The introduction is for reference only.