I owe more than 600 yuan to Immediate Consumer Finance, which is three years overdue. Today he sent me a text message. Is this true?

It may be true that the other party is urging repayment. However, your debt problem may indeed lead to litigation and disputes, so please pay high attention to it.

Overview of how to deal with overdue online loans:

1. After checking your overdue records, make a form indicating the borrowing time, loan amount, repayment amount and overdue amount. amount.

2. Then call the customer service number of the online loan platform one by one and ask for voluntary repayment, explain your personal situation, and apply for penalty and interest exemption. Can you only repay the principal and interest, and be exempted from liquidated damages and penalty interest.

3. Work hard, save costs, repay the loan on time every month, and pay off all the loans one platform at a time.

Although the above methods can help you get a loan quickly in a short period of time, you should also clarify the correct lending concept, consume reasonably, borrow reasonably, and do what you can within the scope of your control. Remember Don't take long loans and use loans to support loans, otherwise everyone will get deeper and deeper into the quagmire of online loans.

A summary of the consequences of non-payment of online loans:?

1. Penalty interest and liquidated damages. If the loan is not repaid, the first thing you will encounter is high interest and corresponding liquidated damages. If you don't want to get yourself into a loan quagmire, it is best to develop good repayment habits. ?

2. Credit will be damaged. In online loan platforms, there will also be a unique "blacklist" system that can check your credit in minutes. 3. Those who commit serious crimes will be jailed. If the borrower refuses to perform or has the ability to refuse to repay, and insists on being a defaulter, the court can pursue the borrower's criminal liability, and in extremely serious cases, he will be jailed.