What will happen to the new orange premium product "loans overdue"?

After the borrower is overdue, New Orange Premium will arrange the staff to make a dunning. At the beginning, the staff of the new orange premium product will collect money by phone or text message, which is less frequent. With the extension of overdue time, the collection of new orange premium products will become stronger and stronger, not only the collection frequency will increase, but also the contact person will be called. Like other online lending platforms, penalty interest is essential after the new orange premium is overdue. The default interest of new orange premium is calculated on a daily basis, which is higher than the normal loan interest and needs to be settled by the borrower when repaying.

If you apply for a new orange excellent loan in loans overdue, but you can't pay it back, so that you can't pay off the arrears for a while, I suggest you contact the staff of the new orange excellent loan for consultation first to see if you can reduce some interest or repay the principal first, and apply for an extension of the repayment period and repayment by installments.

If the new orange excellent loan is approved, the repayment pressure of customers will be alleviated in a short time. After that, you can discuss a new repayment plan with the new orange excellent loan, and then repay on time according to the new repayment plan.

Of course, the new orange excellent loan will not be easily agreed, so the customer must provide strong evidence during the negotiation, indicating that the overdue is not intentional, but it is indeed unable to repay in the near future. For example, if you are unemployed at home, you can provide an unemployment certificate; If you are hospitalized due to illness or accident, you can provide hospitalization documents and related medical documents. When negotiating, we should also pay attention to expressing the willingness to repay actively.

If the new orange excellent loan still refuses to postpone repayment, customers can try to borrow money from relatives and friends, pay off the loan first, and then return the money to relatives and friends when the funds are sufficient. Remember not to support loans with loans, make a reasonable repayment plan, and never evade debts or other illegal and criminal things.

What is a "credit blacklist"?

Blacklist of credit information usually refers to an idiom used by external media or cardholders to describe "personal credit card or loan has a serious overdue repayment record" in daily life, and also refers to "list of people who have lost their trust".