What should I do if I am sued for overdue car loans?

Legal analysis: the car loan cannot be repaid, so we should actively respond to the lawsuit. If the plaintiff wins the case and the defendant still fails to perform the court decision, that is, the loan has not been repaid, the general prosecutor will apply to the court for enforcement. In the process of enforcement, property, vehicles, securities, deposits, etc. under the name of the lender will be inquired according to law. If there is corresponding property, it shall be sealed up and frozen until the loan is paid off. If there is no property available for execution and the court refuses to perform the effective judgment, negative information such as overdue repayment will be recorded in the personal credit report to restrict high consumption and entry and exit. If the circumstances are serious, it will even be judicial custody.

Legal basis: People's Republic of China (PRC) Civil Procedure Law.

Article 241 If the person subjected to execution fails to perform the obligations specified in the legal document according to the execution notice, it shall report the current property status and the property status one year before the date of receiving the execution notice. If the person subjected to execution refuses to report or make a false report, the people's court may, according to the seriousness of the case, impose a fine or detention on the person subjected to execution or his legal representative, the principal responsible person of the relevant unit or the person directly responsible.

Article 242 If the person subjected to execution fails to perform the obligations specified in the legal documents according to the notice of execution, the people's court has the right to inquire about the deposits, bonds, stocks, fund shares and other properties of the person subjected to execution. From the relevant units. The people's court has the right to seal up, freeze, transfer or change the property of the person subjected to execution according to different circumstances. The property inquired, sealed up, frozen, transferred or changed in price by the people's court shall not exceed the scope of obligations that the person subjected to execution shall perform. When the people's court decides to seal up, freeze, transfer or change the price of property, it shall make a ruling and issue a notice of assistance in execution, which the relevant units must handle.