Why can't ICBC mobile banking log in?

There are probably the following reasons

First, the U shield is dead. Charge and try again.

Second, the mobile app is not installed in place. Please install the ICBC app and try again.

There is something wrong with the mobile phone prompt setting, and there are different settings according to different mobile phones.

If none of the above is true, you should consult ICBC customer service.

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WindowsPhone Mobile Banking is a financial innovation product tailored by ICBC for WindowsPhone customers, which has three characteristics:

Rich product functions: self-registration: enter the bank card (account) and personal basic information to register mobile banking, handle account inquiry, investment and wealth management. (You can also register mobile banking at the counter, open the functions of external transfer and online payment, and apply for security authentication media. )

Account management: you can query account balance and details, add and delete registered accounts, report the loss of accounts, and set the default account of mobile banking.

Transfer and remittance: it can handle the transfer between registered accounts, transfer and remittance to ICBC and other bank accounts, inquire about the details of transfer and remittance transactions, and manage payee information;

Mobile phone recharge: you can handle mobile phone recharge business;

Fund business: you can handle fund subscription, fixed investment and fund management, and inquire about the fund shares held;

Precious metals: Real-time trading of precious metals in various accounts such as USD gold, USD silver, USD platinum, RMB gold, RMB silver and RMB platinum can be handled;

ICBC Messenger: You can customize the balance change reminder service for registered accounts;

Mobile banking refers to the channel mode in which banks use smart phones as carriers to enable customers to use banking services on the terminal. With the development of communication and Internet technology, the business functions of mobile banking are constantly updated and improved. Refers to the use of mobile devices such as mobile phones to realize the docking between customers and banks, and to handle related banking business or provide financial services for customers. Mobile banking is both a product and a channel, which belongs to the category of electronic banking.

Connecting customers' mobile phones with banks through mobile communication network is a brand-new business product, which can directly complete various financial services such as account inquiry and transfer through the mobile phone interface. That is, banks use mobile phones as carriers, rely on mobile GSM wireless networks, send short messages through mobile phones, and use mobile short message resources to operate bank accounts to realize the functions of "financial management" and "electronic wallet" of mobile phones. Simply put, mobile banking is the abbreviation of using mobile phones to handle banking-related business, and it is a channel for banks to realize electronization. It is a brand-new service mode that combines electronic money with mobile communication services.

As a brand-new service combining electronic money and mobile communication, mobile banking not only enables people to handle all kinds of financial services anytime and anywhere, but also greatly enriches the connotation of banking services, enabling banks to provide customers with traditional and innovative services in a convenient, efficient and safe way. The unique personal characteristics of mobile terminal make it a powerful tool for banks to carry out business after ATM, Internet and POS, and attract more and more attention from international bankers. After warm-up, the mobile banking business in China has gradually entered the growth stage. How to break through the existing business development bottleneck and improve customer awareness and utilization rate has become the focus of attention of all parties in the mobile banking industry chain.

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Mobile banking consists of mobile phone, GSM short message center and banking system. During the operation of mobile banking, after the user sends an instruction to the bank through the menu on the SIM card, the SIM card generates a short message with a specified format according to the user's instruction and encrypts it, and then instructs the mobile phone to send a short message to the GSM network. After receiving the short message, the GSM short message system sends it to the corresponding banking system according to the corresponding application or address. The bank preprocesses the short message and then converts the instruction into the host system format. The bank host processes the user's request and returns the result to the bank interface system, which converts the processed result into short message format.

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