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Can I transfer money by SMS without a bank card and password?

Under normal circumstances, bank cards and corresponding passwords are needed to verify and confirm the transfer, so as to ensure the security and legality of the transaction. It is not safe to transfer money by SMS, because SMS may be stolen or tampered with. In addition, different banks have different transfer methods and regulations. It is recommended that you contact the relevant bank for consultation to understand the detailed process and matters needing attention.