Where can I apply for the reserve fund of Ping An Bank after receiving the SMS?

How to apply for the credit card reserve fund of Ping An Bank?

Ping An Bank's reserve fund can be applied through Ping An Bank's mobile banking and online banking.

(1) Apply through the manual banking App. First, log in to China Bank APP, find the "Credit Card" interface in my page, click "One-click Loan" and select the loan item as "Reserve Fund". Then fill in the application amount, installment number and fund use according to the process. Click OK to complete the application.

(2) Apply through online banking. First, open the browser, log in to Ping An Bank's online banking and enter the credit card center. Then find "installment financing" in the menu bar, find "special reserve fund for consumption" in the drop-down list of installment financing, and click "Apply now". Fill in the relevant information, enter the password and complete the application.

The petty cash is a petty cash provided by Ping An Bank to meet the consumer demand of cardholders. If the application is successful, it will be directly transferred to a credit card account, and the principal and a certain handling fee will be repaid in installments. If there is a short message prompting whether the application is successful, you can only spend it by credit card. Ping An Bank provides cardholders with petty cash reserves through active invitation, and cardholders can repay the principal and a certain amount of handling fees in installments.

The main characteristics of credit cards

Cash advance deposit is not encouraged. You can enjoy an interest-free repayment period and can repay in installments (minimum repayment amount). Join VISA, Master Card, JCB and other international credit card organizations, which are universal.

It is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range.

It has two functions: payment and credit. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers.

It is a high-tech product integrating financial business and computer technology.

Can reduce the use of cash currency.

It can provide settlement services, facilitate shopping and consumption, and enhance the sense of security.

It can simplify the collection procedure and save social labor.

It can promote commodity sales and stimulate social demand.

Credit card repayment method

In the issuing bank, this method includes: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.

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Transfer/remittance repayment is mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.

Common online platforms for online repayment in China include UnionPay Online, Kuaiqian, Shengfutong, Alipay and Tenpay. Choose different platforms and banks, and the charging standards and specific arrival time are different.

Convenience store repayment is mainly completed through the "Lacarra" smart payment terminal installed in the convenience store. Generally, it will arrive in 2~3 working days, and there is no handling fee for repayment in this way.

Counter repayment refers to the bank card issued by various networked financial institutions, and the RMB current deposit and withdrawal transactions are conducted through the counters of other bank outlets registered in the host system of UnionPay Trading Center.

Xinfutong Repayment "Xinfutong" smart credit card phone is an innovative electronic product independently developed by China UnionPay, certified by the Bank Card Testing Center and supported by the financial services provided by China UnionPay's inter-bank information exchange network.

Repayment Pass uses "Repayment Pass" for repayment, and generally charges fees according to the charging standards for inter-bank transfer in the same city and inter-bank remittance in different places stipulated by the local people's bank.

In addition to the above methods, the issuing bank has also opened its own repayment methods in order to facilitate the cardholder's repayment.

Where can I apply for the reserve fund of Ping An Bank after receiving the SMS?

Ping An Bank's credit card "special consumption reserve" refers to the business that the bank provides small consumption reserve to the cardholder in the form of active invitation in order to meet the consumption needs of the main cardholder, and the cardholder can repay the principal and a certain amount of handling fee in installments.

You can try to apply in the following ways:

1. Log in to Pocket Bank APP- Credit Card Interface-One-click Loan-Special Reserve Fund for Consumption, and apply according to the prompts.

2. Log in to an account-installment financing-reserve fund, and apply according to the prompts.

3. After calling Ping An Credit Card Service, transfer to manual application according to voice prompts.

What is the news that Ping An Bank has a reserve fund?

What we call "reserve fund" is the installment payment business of Ping An Bank. Cardholders (only the main cardholder can apply, but not the supplementary cardholder) can apply for a small cash deposit from Ping An Bank, and they can pay the principal and a certain amount of handling fee every month. After you apply for Ping An reserve fund, Ping An Bank will transfer the funds to your credit card if the application is successful, so you will often need a Ping An credit card when applying. So you can check your Ping An petty cash in your Ping An credit card. According to official sources, the time for Ping An reserve to arrive in the account is generally within 3 working days, but if there is a bank break, such as Saturday and Sunday, the time for arrival will be delayed.

How to apply for a reserve fund?

Cardholders can apply directly through an online bank, and the specific process is as follows:

(1) Log in to Ping An Bank Credit Card Online Banking.

(2) Click on "installment financing" to apply for "special reserve fund for consumption"

(3) Fill in the application amount and select the number of installments and the use of funds.

(4) Enter the transaction password and mobile phone dynamic password to submit the application.

(5) The system will automatically review and notify the results by SMS.

Users are required to have no serious bad records in their personal credit information, be over 20 years old, be non-school students, have a stable income source and have a good willingness to repay. Of course, you also need a stable residence and a mobile phone number that has been used for more than half a year. It only takes five steps and can be easily done. If you need this special reserve fund for consumption, you can try it now.

3. What is the amount of consumer provident fund?

Speaking of Ping An Bank's special reserve fund for consumption, its amount really varies from person to person. The location of the quota depends on the cardholder's personal qualifications and his consumption habits. The minimum application amount is 2000 yuan, and the maximum application amount is not more than 100000 yuan.

If the reserve fund is not allowed to be used, there are other overdue tips, which may be that Baihua has overdue debts or borrowed for nothing. Borrowers may wish to check the repayment status on the pages of these products. If it is overdue, they must repay it as soon as possible. After paying off, try to repair overdue funds with sesame seeds, and then try to use the reserve fund after the sesame credit is re-evaluated.

What does Ping An Bank reserve mean? How to apply?

You should be talking about the credit card reserve fund of Ping An Bank. Ping An Bank has no provision. Ping An Bank's credit card consumption reserve fund is an emergency fund provided by Ping An Bank for credit card holders. Can be used for large consumption or emergency, such as marriage, decoration, etc., but can not be used for financial management. The application is also very simple. You can enter "consumer reserve fund" in the APP search box through Ping An Pocket Bank APP, click the column of "consumer reserve fund" to enter the application page, and click "agree to the terms and submit the application". You can also apply at the official account of Ping An Bank credit card WeChat and Ping An Bank customer service hotline 955 1 1.