Why does the new phone card have loan information?

Why do new mobile phone numbers always receive bank dunning information?

Novice mobile phone numbers always receive bank dunning messages, mainly because the original number owner uses this mobile phone number to handle loan business in the bank. If you want to change this situation, you can do this:

1. Contact the bank that sent the dunning information to the mobile phone number. Remember not to contact the phone number on the dunning SMS, but to call the official bank phone number. For example, CCB calls 95533 and then asks customer service to explain the situation, asking the bank to change the contact information of the original owner or contact the original owner through other channels.

2. Exit this phone number. You can go to the business hall to cancel your mobile phone number, and then apply for a new number, so that this will not happen. But when dealing with a new number, it is best to explain the situation to the sales staff and then find a reputable or new number.

3. Call 1232 1 Complaint 1232 1, which is the telephone number of the reporting center of bad network and spam. Calling this number to complain can block spam messages and harassing calls in your mobile phone.

Need to pay attention to handling the new mobile phone number:

1. Store the phone number in the address book in your mobile phone or make a backup to avoid losing it.

2. Inform friends and customers who contact frequently.

3. The mobile phone number should be cancelled in time after it is not used. Some friends give up their old mobile phone cards directly when they change their mobile phone numbers, thinking that they will automatically shut down and quit as long as they are not used. In fact, although it will be cancelled automatically, it will take several months. During this period, the system will automatically deduct the monthly rent of each month until it is cancelled. The mobile phone connects the user's credit. Please cancel in time so as to handle business or banking business in the future.

4. Unbind the account related to the unused mobile phone number. The mobile phone number is bound with many things, such as bank card, consumption verification, network password verification, Weibo and so on. Binding and unbinding the mobile phone number can prevent the account from being stolen and grasp the information in time. After changing the mobile phone number, it is necessary to conduct secondary verification in time to change the binding. If you need some time to apply for a new number, you can temporarily change it to the number of your family or friends as a transition.

What should I do if my newly bought mobile phone number always receives the dunning information from the bank?

The main reason why the newly bought mobile phone number always receives bank dunning messages is that the original owner uses this mobile phone number to handle loan business in the bank. If you want to change this situation, you can do this:

1. Contact the bank that sent the dunning information to the mobile phone number. Remember not to contact the phone number on the dunning SMS, but to call the official bank phone number. For example, CCB will call 95533, then ask the customer service to explain the situation, ask the bank to change the contact information of the original owner, or contact the original owner through other channels.

2. Cancel this mobile phone number.

You can go to the business hall to cancel your mobile phone number, and then buy a new number, so that this will not happen. However, it is best to explain the situation to the sales staff when handling the new number, and then find a better reputation or a new number.

3. Call 1232 1 to make a complaint.

1232 1 is the telephone number of the network defect and spam reporting center. Calling this number to make a complaint can not only block spam messages in the mobile phone, but also block harassing calls in the mobile phone.

I changed my new mobile phone number. Why do online lending platforms know?

Many users of online lending platforms have had the same experience. After changing the mobile phone number, the online lending platform can still learn the user's new number.

There are many reasons for the problem, and then I will analyze it for you.

1. Why can the online lending platform know the user's new mobile phone number?

There are two possibilities to solve this problem. One possibility is that the user automatically reads the new mobile phone number on the mobile phone without changing the mobile phone; Another possibility is that the online lending platform is associated with the user's mobile phone address book, and the friends of the user's mobile phone address book are also users of the platform, and the online lending platform reads the user's new mobile phone number through the friend address book.

2. Will the online loan platform App read the user information?

The answer is yes. After the user installs the App, the online lending platform has the right to read personal information such as the user's mobile phone address book, call records, photos and geographic information in the authorization link.

3. After deleting the call records, can users still read personal information?

The user provides the service password of the operator, such as reading the call record from the operator. It can be solved by modifying the operator's password, but the information that has been read before is irreversible.

4. After uninstalling the App, can the platform still read personal information such as user photos and locations?

In this information age, the Internet giant Facebook has the problem of revealing users' privacy, not to mention rogue software without credit. Some software will install sdk on the user's mobile phone when downloading. The uninstall App is invalid at this time and needs to be refreshed. However, Apple mobile phone users can directly uninstall the App.

5. The user's bank card is deducted by the online lending platform without knowing it. Is it effective to untie the bank card?

In the loan network platform, it is useless to untie Alipay and bank cards. If you really want to avoid this kind of secret deduction, you might as well change a new bank card directly.

In the face of the mushrooming online financial platform in the market, users should keep their eyes open when choosing and choose a reliable platform for loan application.

Why do mobile phones often have loan information?

If the mobile phone often receives loan information, it is probably because:

1. If the user has borrowed money from the loan platform before, even if the loan is settled, personal information will be left on the loan platform, and the loan platform may send a loan invitation message for new sources of performance;

2. If the user has never made a loan, it may be official website, who has entered some loan platforms before and consulted information, and is considered as a potential customer, so the loan platform will also send a loan invitation message;

3. It may be that the user's personal information is inadvertently leaked, and the loan platform will send a loan invitation SMS to expand the business after obtaining the user information; Or the user's personal information is stolen by others to borrow money;

4. It may be that the user's mobile phone number has been changed, the former owner has a loan, and the reserved mobile phone number of the loan has not been changed, resulting in the user's mobile phone number continuing to receive loan text messages.

What are the skills of loan?

1. Evaluate your own conditions.

The so-called know yourself and know yourself. If you want a successful loan, you must have a general understanding of your credit status.

Specifically, we can start with age, income, work, education, assets and so on. And then compare the conditions of lending institutions, choose institutions and products that match our own qualifications, and strive for a one-time loan.

2. The purpose of the loan should be clear.

Personal loans can only be used for legitimate consumption and business turnover of individuals or families, and cannot be used for investment projects such as stocks, bonds and real estate that are explicitly prohibited.

If the loan provided is not used reasonably, the institution will not approve the loan, so it is necessary to find out what the loan is used for, such as buying a car or doing business, and keep the consumption certificate after the loan.

3. The loan term should be reasonable.

The loan period is long, medium and short, the loan threshold is high and low, and the lending time is fast and slow. It is best to choose the appropriate loan term according to the urgency of funds and your repayment ability.

4. Choose the right lending institution.

Mainly consider going to a bank for a loan or a finance company for a loan. The bank threshold is low, but the advantage lies in the low interest rate, and qualified borrowers can choose banks; The threshold of financial companies is lower than that of banks, but the interest rate is higher. Borrowers with average qualifications run into a wall in the bank, so they can try a finance company.

If you don't know your qualifications and want to get a smooth loan, you can find a formal intermediary company to help you. They will analyze the advantages and disadvantages of borrowers and recommend more suitable loan channels.

5. Choose the appropriate loan amount.

Many lending institutions give credit lines first, and then let borrowers borrow within the line. They must be rational, choose according to their actual capital needs and loan term, consider their repayment ability, and eliminate overdue risks.

6. Proper packaging of personal data

You can start with unit information and personal income. Company information, such as company address and telephone number, is fixed. If there are positions that can be packaged, it is easier to get loans than ordinary employees if they write management positions such as department managers. In addition, it is better to discount the various benefits and subsidies of the unit, plus the year-end bonus, which is enough.

7. Provide additional supporting information.

One is to include financial proof materials, such as automobile production, real estate, wealth management products, etc. ; One is a third-party account, such as Jingdong Finance and Alipay. If you apply for a loan from these platforms, the account level is high and the score is high, so it is easy to obtain a higher loan amount.

8. Apply for a credit card

You can usually apply for a credit card, and there is basically no problem with personal qualifications and credit information. In addition, by using the card, the institution can know the cardholder's spending power and repayment ability, which is a good reference factor for applying for a loan.