Why don't you need SMS verification code to pay with China Merchants Bank's online banking? Is this not safe?

Hello, in order to better protect the safety of customers' funds, the online payment verification code is sent under the following circumstances:

(1) One-card-many-number password payment The accumulated payment amount of mobile banking life assistant merchants within 24 hours is lower than that of 500 yuan, and there is no verification code. Every transaction in 500 yuan and above has a verification code. Other merchants: the accumulated payment amount within 24 hours is lower than that of 200 yuan, and there is no verification code; Over 200 yuan and above, the system randomly obtains the verification code (except airlines and other businesses without verification code).

(2) Every transaction of one-card direct payment mobile banking life assistant merchants has a verification code; Other merchants, when the accumulated payment amount within 24 hours is lower than that of 200 yuan, have no verification code; A verification code will be sent for each transaction with the amount over 200 yuan (except for airlines and other businesses without verification codes).

(3) No matter how much the professional version pays, the verification code is randomly obtained, and the mobile phone number payment does not need a verification code.

(4) During the signing process of direct payment (Alipay Cartoon, Tenpay One-click), our bank will send the SMS verification code to M2, and the withdrawal password needs to be verified when signing the contract.

(5) During the signing process of express payment (Alipay Express, Tenpay Express/WeChat Payment, other merchants), merchants send verification codes, and the withdrawal passwords are not verified during the signing process.

Tips: You can't set the authentication mechanism for each transaction, and you can't cancel it.

If you have any other questions, I suggest you consult online customer service /cmu/icslogin.aspx? from = B& amp； Logincmu=0. Thank you for your attention and support!