Why did you call my current work place after the deadline?

Why did my credit card dunning call my company?

It is very likely to attract dunning calls and Alipay dunning calls.

Generally, these two platforms are used for collection, which shows that you are stable in loans overdue. Another possibility is that some online advertising loan calls can be blacked out directly at this time without answering.

What should I do if the other party calls the company?

You can choose to report. If it is illegally collected by routines or the platform itself, colleagues can record violent collection calls, then call the police and ask the public security department to intervene in the investigation. You can also choose to negotiate repayment. After all, work is more important. You can contact the loan platform for violent call collection, negotiate with it, re-formulate the repayment plan, and completely solve the problem of arrears.

How to avoid affecting work?

1, confess in advance

The best way is to send a text message, send a circle of friends and call the people in the address book before being forced ashore. If you encounter usury fraud, don't pay attention to asking for information.

2. The company says hello to you

If your communication is not bad at ordinary times, and there is no direct leader's phone number in the address book, then communicate with colleagues in the address book as soon as possible so that they can't disclose any information about the company, or you can explain to the company's front desk or administration that you have recently encountered fraud. If there is a phone number, ignore it.

In fact, if you have a stable job after your credit card expires. If you can't handle the arrears in a short time, the most effective way is to keep the phone open, don't lose contact and express your willingness to repay to the bank. After your income is stable, according to Article 70 of the Measures for the Supervision and Administration of Credit Cards of Commercial Banks, you can reach a personalized repayment plan with the bank to avoid the increase of interest penalty and avoid being sued. 65,438+0 to 5 years to repay slowly. This way can completely avoid prosecution and collection, provided that each installment can be repaid on time through negotiation.

I immediately paid 900 yuan, who spent three months on consumer finance, and sent a text message saying that she would go to the unit to collect it. Is it true?/You don't say.

It's true.

1, after the deadline, although your amount is not large, only 900 yuan, but a small amount like yours, people will keep calling to collect it. It's almost impossible to collect money from your workplace, but they will make endless phone calls and so on.

2. The loan platform is not standardized, and interest fees, handling fees, overdue fees, etc. add up to a disguised usury. The loan interest is out of their consideration. What matters is the speed of the next payment. This way of robbing Peter to pay Paul is tantamount to drinking poison to quench thirst. They still have a certain willingness to repay, but the debts they bear have already exceeded their ability, and eventually everything collapsed.

The legal payment methods are as follows

1, reconciliation

When the creditor's right expires or is about to expire, if the debtor is temporarily unable to repay the debt but has the sincerity to repay it, the creditor may negotiate with the debtor on the time limit, method and amount of debt performance, and urge the debtor to fulfill the debt or sign a repayment agreement.

If the creditor's rights are secured by mortgage or provided by a third party, the creditor can negotiate with the mortgagor or guarantor, or ask the third party to "match the bridge" so that the mortgagor can pay off the debts in full with the mortgaged assets, or the guarantor can pay off the debts.

2. Ask the debtor to provide a guarantee.

The guarantee is a credit guarantee, which requires the debtor to provide the credit guarantee of relevant companies acceptable to the Bank and issue a written guarantee. When a lawsuit is filed, the guarantor may be listed as a co-defendant, and the guarantor shall be jointly and severally liable for the debtor's debts. It can be mortgaged or pledged. What is secured by real estate is called mortgage; It is called pledge to guarantee with movable property or rights. Once a lawsuit is filed in the future, the creditor may apply to the court for sealing up, auctioning or selling the mortgaged (pledged) property and get priority compensation. Even if the debtor goes bankrupt, the creditor who accepts the mortgage (pledge) guarantee still has the priority to be paid for the mortgaged (pledged) thing over other ordinary creditors.

3. Find out the debtor's industrial and commercial registration, assets and property protection.

Industrial and commercial registration is a true record of the establishment, change and termination of an enterprise. The debtor's assets should be identified and investigated in various ways and means in order to submit them to the court for seizure and freezing in litigation. To collect debts at home, you should remember the debtor's license plate number, office address and dormitory number, verify the ownership and mortgage of the debtor's vehicles and real estate at the vehicle management, land and real estate departments, and inquire about the subordinate enterprises operated by the debtor at the Industrial and Commercial Bureau.

Do a good job in property preservation measures. It is also based on the above-mentioned identification of the debtor's assets. Generally speaking, the seizure of the debtor's assets before the judgment will often put pressure on the debtor, forcing the debtor to take the initiative to repay or settle, because if the debtor's assets are disposed of by auction in the execution procedure, the debtor will suffer greater losses.

Now I work in a street office. If my previous credit card is overdue, will I call?

Hello! If you had left your company's phone number and contact information, the post-loan collection department would have called to collect it! I will only call you personally in the early stage, and my attitude is still ok. If it is overdue for three times in a row, the situation will be more serious. I will call the contact information you left at that time, send a text message, and send a reminder letter to your home or unit. So for your career, you should try to pay back the money, and never owe the bank money. But never touch online loans, remember!

The following are the adverse effects of overdue credit cards:

I focus on the auto finance industry and provide you with professional answers. Please adopt them. Thank you!

Why do online loan dunning find new units?

Call to find out about the new unit: find the new unit through reserved information, and check five insurances and one gold through ID card. Visit the site to ask about the new unit.

First, the online loan collection in loans overdue is really abhorrent. They will not abide by the self-discipline convention on collection at all, and will use various means to force borrowers to repay their loans every day. What's more, it explodes the address book every day, forcing the borrower's relatives, friends and colleagues to help him repay the loan. It has seriously affected the work and life of borrowers, their relatives and friends and colleagues. The means of overdue collection of online loans are basically collecting phone calls or SMS bombs and exploding address books. In this case, there is almost no such effective method to eliminate it.

Second, so many netizens changed their phone numbers after the online loan was overdue, and their work units were also harassed. They couldn't stay any longer and had to change to new work units. Change a new phone number, mainly because I hope to be quiet and calm down to make money. After all, the harassment of all kinds of phone messages by people who are collected every day is going to collapse. Changing to a new work unit is mainly for saving face. I called my colleagues and company leaders to harass them. I really have no face to stay any longer.

The online loan is overdue and the collectors are harassing. The original work unit was really shameless, so I thought about changing my work unit so that I could work with peace of mind. As a result, I didn't expect the phone to call a new work unit. This is already overdue debts and financial difficulties. I can't always change jobs. This doesn't help me at all, but I don't quit my job and harass my unit every day.

Third, the most important thing about the assembly is that we have obviously changed our new work unit. Why can we find a new work unit after the assembly? I think there are only two explanations.

1. You told your friends or colleagues about your new work unit, and contacted your friends and colleagues by collecting the address book to get your new work unit out of them.

2. Your new work unit paid you five insurances and one gold, and the collection staff found your new work unit by inquiring about your five insurances and one gold. Generally speaking, the first possibility is there, but it is not big.

There is a great possibility that five insurances and one gold leaked your new work unit. If you borrow an online loan overdue, temporarily unable to repay the arrears, forced to find a job again, and want to make money to pay off the debts with peace of mind, then you must remember not to let the company pay you five insurances and one gold. Five insurances and one gold will show the deposit unit. If you don't pay back the debt after borrowing the online loan, the collection will have your full set of identity information. They can check your five insurance and one gold deposit and know your new work unit.