Is it appropriate for banks to charge 3 yuan SMS fee every month? Send a text message. Monthly salary, 3 yuan?

First of all, whether it is appropriate or not. There is no question of appropriateness. The price of the charge must be demonstrated and approved, so there is no question of appropriateness. But now the competition in the banking industry is fierce, so we can negotiate with the bank to provide short message service for free.

The bank charges 3 yuan SMS fee for one month, which belongs to the information service fee. It is voluntary and is not compulsory by the bank. I'll charge you three yuan if you open it, but you don't open a text message to remind me not to charge you. This short message is mainly sent to bank account holders to remind them of account changes, such as payroll, consumption and transfer, so that you can know when payroll, consumption and transfer are made in real time. In addition, if your bank account is stolen, it can also remind you, so that you can find the abnormal account in time and take measures such as freezing and alarming to protect your rights and interests.

This kind of SMS notification is very useful for sometimes not remembering to check account changes and finding abnormal account changes in time.

In fact, we can also use the official WeChat account of the bank to check the changes in bank accounts in real time. In addition, if you open mobile banking, you can also query the changes and flows of bank accounts in real time, which is very convenient to operate. In this way, you don't have to choose to open a short message service and spend 3 yuan wasted.

If the company requests to open SMS service, it can negotiate with the bank. This 3 yuan service fee can be waived, because it is beneficial for the company to use this bank to pay salaries and deposit money in this bank. The company can ask the bank to waive the SMS service fee for its employees, otherwise the company can change the salary of the bank, depending on whether your company and the bank have coordinated well. If your company doesn't mention this matter, the bank will definitely not take the initiative to exempt your employees from SMS service fees.

Therefore, I suggest you report to the company that the company will coordinate to waive the SMS service fee in 3 yuan.