Hello, will there be a text message reminder after Huabei is overdue?

Of course there will be. After you activate Hua, all the permissions will be cleared. Of course, the system information will notify you when it expires. Please pay it back as soon as possible. If it has not expired, you don’t have to worry about it. However, you should pay attention to the system information at some time. It's bad if you don't pay attention to it, so you can cancel it and it will save you a lot of trouble.

Huabei is a personal consumption credit loan product. Users need to maintain a good repayment record after using Huabei. If the user commits overdue behavior, the following adverse consequences will occur:

< p>1. Overdue fees. If Huabei users fail to pay off their debts within the stipulated time, Huabei will charge interest on a daily basis once it is overdue. The longer the time, the higher the overdue fees incurred.

2. Personal credit is damaged. If Huabei users send overdue payments, the bad records will be reflected in Zhima Credit, which will lead to a decline in Zhima Credit scores, damage to personal credit, and subsequent credit business may be affected.

3. Being collected. After Huabei is overdue, the platform will collect debts from debtors. Common methods of collection are through text messages and phone calls. If the user's overdue circumstances are serious, Huabei may also recover the debt through legal channels.

: Can Huabei reminder text messages be turned off?

Huabei reminder text messages cannot be turned off. This is to remind users to repay on time to avoid overdue payments. Self-closing is not supported for the time being. If you do not want to receive text message notifications, it is recommended to complete the Huabei bill payment for the current month before the repayment date. Just pay. After Huabei is overdue, not only will there be reminders through text messages, but there will also be reminders over the phone. If you continue to fail to repay, you will continue to be reminders.

If you want to activate Huabei, customers can apply for activation by selecting to agree to the activation on the Huabei page in mobile Alipay. After the customer submits the application, the system will conduct an evaluation and review. In order to successfully pass the approval and successfully activate Huabei, the customer must meet the following basic conditions:

1. Be a real-name Alipay account in mainland China Certified user;

2. Aged 18 years or above (inclusive), and the Alipay account is bound to a mobile phone number;

3. The Alipay account status is normal;

4. Good personal credit (Zhima credit score of 600 points and above).

Everyone needs to note that under the current situation of completing real-name authentication, one ID card can open up to one Huabei. After successful activation, there is no need to wait, you can use it as soon as you activate it.

Customers can make purchases online and offline at merchants that support Huabei payment (transfers and cash withdrawals are not possible). If they consume offline, even if the merchant has not activated the Huabei payment function, as long as the single order amount If the amount does not exceed one hundred and fifty, customers can also use Huabei to pay for transactions in person.

Operating environment: Alipay 10.2.30