How long can frequent bank card transfers be frozen and unfrozen?

If the bank card is legally used for transfer and other activities, you can immediately apply to the bank for unfreezing. If it is an illegal act such as money laundering, it will be permanently frozen.

1. If it is a legally used bank card, you can apply for unfreezing immediately, but the cardholder needs to explain the situation to the issuing bank, and it is best to provide evidence. Because if you transfer money frequently, the bank will think that the cardholder is suspected of money laundering, send an abnormal transaction reminder message, and even freeze the bank card. The cardholder only needs to explain the situation to the bank, indicating that it is operating, and the bank will immediately resume normal use.

2. Legally and legally use the bank card. Generally, bank cards will not be frozen, but very few cardholders will encounter the situation that bank cards are often frozen, so bank cards will be frozen after being monitored.

3. If frequent transfers are frozen, it is mainly because the bank thinks that the cardholder is suspected of money laundering, and the general bank will take the initiative to contact the cardholder. At this time, the cardholder must go to the bank outlet to unfreeze the account with valid identification such as transaction contract and invoice and reliable reasons for fund transaction. The cardholder can unfreeze on the spot after providing sufficient evidence.

4. Generally, one-way freezing for 72 hours will automatically thaw, but there are exceptions, depending on the specific reasons. The bank card is frozen due to incorrect password, so it cannot be unfrozen automatically. You need to apply for unfreezing manually. However, the one-way freezing of credit cards generally lasts for 6 months, and will be automatically unfrozen if no illegal activities are involved after the expiration.

According to the Anti-Money Laundering Law of People's Republic of China (PRC) and the Anti-Money Laundering Regulations of Financial Institutions, not only banks, but all financial institutions are required to fulfill their anti-money laundering obligations. Frequent transfer is one of the characteristics of money laundering. Many criminals often use multiple bank cards and frequently transfer their illegal property from form to legal property. In addition, some people who engage in illegal usury and gambling will have frequent bank flows.