Will the SMS fee be deducted if the bank card is no longer used?

The conclusion is that whether the SMS fee for bank cards will continue to be deducted depends on many factors. If the account balance is zero, the SMS fee will naturally not be deducted. However, if the card is still in use, even if the balance is sufficient, the bank may deduct the SMS fee for the previous month, which is usually priced at three yuan per month. In order to avoid unnecessary deductions, users can choose to actively cancel the SMS notification service.

Generally, even if you stop using your bank card, the SMS fee may continue to be deducted until the bank attempts to deduct the fee and fails. Most banks will automatically stop the deduction three months after the deduction is unsuccessful and cancel the SMS notification of account changes. In order to ensure that charges will no longer be incurred, cardholders can operate through a variety of channels: mobile phone text messages, mobile banking applications, online banking, telephone banking, or directly go to the bank branch counter to handle cancellation procedures. In this way, you can effectively control the SMS charges no matter when you stop using it.