What is the salary card of ICBC?

ICBC payroll card is a savings card issued by ICBC to individual customers who pay wages on their behalf. This card has all the functions of an ordinary savings card. During the payment of wages, ICBC's salary card is exempt from annual fees, small account management fees and card opening, card replacement and card replacement fees. In addition, the SMS notification service customized through the financial e-channel is also free. It belongs to a new generation of chip bank cards, which is more secure than the previous generation of magnetic stripe bank cards.

1. Its functions are as follows: exclusive settlement discount, annual free discount for deposit and withdrawal in different places and transfer and remittance in different places in ICBC system 12; Easy loan service, giving priority to providing easy loan products to high-quality salaried individual customers of banks; The price is favorable, and the annual salary card fee and small account management fee are exempted during the period of paying wages, and the individual customers who pay wages are exempted from opening (replacement) fees; Service fee for reminding ICBC of the change of remittance balance during the period of unpaid wages; Chip card industry application, loading enterprise access control, attendance, catering and other card management functions, and issuing cool debit cards to individual customers who pay wages for free; Customize exclusive products, including exclusive bank wealth management, optimized insurance products, customized exclusive wealth management funds, etc. From the perspective of salary management, the salary card provides comprehensive financial services such as "salary housekeeper", pays wages on behalf of individual customers, and realizes functions such as settlement, wealth management, wealth management and consumption.

2. The salary card is the original voucher to record the salary level and salary standard. When employees enter the factory, the labor and personnel department will issue a salary card. Its contents mainly include: employee's name, position (title or type of work), salary grade, salary standard, work department, date of joining the work, date of transferring from the work, etc. The salary card starts from the date when the employee enters the factory to the date when the employee is transferred or retired. The finance department issues or stops issuing employee salary cards according to the employee salary cards. The difference between salary card and ordinary bank card is that ordinary bank card is issued for individual users' savings, which is applied by individuals and charges an annual fee; The salary card is issued by the unit to pay the wages and benefits of employees. First, it is convenient for financial transfer, and second, it is used by general units, and banks do not charge annual fees; However, banks also charge annual fees for their own benefit.

3. Individuals hold valid ID cards such as ID cards, temporary id card and passports to apply for bank cards at local industrial and commercial banks. The process is as follows: I hold my original ID card or temporary id card to the bank where I want to open an account; With the assistance of the lobby manager, fill in the application form for opening an account; Submit the ID card and account opening application form to the employee, and enter the password and sign it according to the employee's prompt. Precautions: when swiping the card, don't let the bank card leave the line of sight, pay attention to the number of times the cashier swipes the card, and when getting the shopping card and shopping card, check whether the amount on the shopping card is correct and whether it is your own card; Open SMS service to keep abreast of account changes. Once an abnormal transaction is found, immediately notify the bank to report the loss; If you suspect that the funds have been stolen, you should immediately call the bank customer service and report the loss of the bank card account in time.