Does AliPay Debt Collection Company really exist?

As long as a lending platform has its own post-lending department, it generally only collects m 1, m2, and the rest is directly handed over to a third-party collection company, which also breeds violent collection.

The answer is definitely yes.

I have been engaged in the collection of Alipay.

When spending money, borrow money, online business loans, Taobao credit loans, etc. They are all overdue, and they are generally not paid off in about 7 days, so they are directly entrusted to a third-party collection company for handling.

However, these cases will be treated differently according to the length of overdue time and the debtor's work attributes.

For example, if the overdue time is less than one month, they ask the collection company to collect it only through customer service reminders.

For example, the work unit is the administrative department of the government, and they can only rely on customer service to remind the collection company.

As for other cases, the collection company can collect the money normally.

However, Ant Financial has very strict supervision over the collection behavior of collection companies, and intimidation, threats and abuse are absolutely not allowed.

All collection calls are recorded, and the whole process has AI quality inspection. If violations are found, the dialogue will be terminated immediately and a warning will be issued to punish the collection company.

I think there should be.

Of course it exists.

If it exists, Alipay will transfer it to a third-party collection company according to your overdue situation. Don't be afraid. If you are unable to repay, even if you only transfer to 1 gross every month, it does not constitute fraud.

Do you think Ma Yun is a vegetarian? People have thought about a series of problems after they can borrow them. Ordinary banks have debt collection companies. Didn't Ma Yun have a debt collection company?

Haha, I'm happy to answer your question, because the lesson is profound!

Debt collection companies should be banks. The establishment of debt evasion and malicious loan fraud under the loan payment platform may not be the company itself, but it is also an inevitable product under the platform situation.

Let me talk about my personal experience about Alipay's arrears. A few years ago, for personal reasons, I always wanted to use Alipay as Qian Shengqian, so my left hand was a credit card and my right hand was Alipay. Because the payment method is not cash payment, the payment is also paid by directly entering the password, which eventually leads to the credit card payment in my left hand, and the date of repayment information prompted by Alipay in my right hand. All the luck at this moment made me deeply see the burden of paying off debts.

The left-hand credit card needs to pay back the money, and the right-hand Alipay needs to withdraw money from the credit card. As a result, debt collection companies appeared, and the phone kept ringing every day. There are all kinds of wonderful reasons for collecting money, and there is a kind of fatigue. This may be the price of debt.

Fortunately, through my continuous efforts, I solved the problem slowly, let me feel relieved slowly, and finally I can sleep peacefully.

However, the existence of Alipay's debt collection company is actually not important, provided that the fact that you owe money is still there. Even if no one asks you for money, you should get into the habit of spending in time and paying back the money on time, so that there won't be any phone calls from the debt collection company that you think will harass you. Since you have chosen the pleasure of consumption, you must accept the sad reminder that you can't afford to spend.

According to you, if there is no so-called debt collection company, how can someone call you every day to pay back the money? If there is, it is the black-box operation of Alipay and bank insiders. Don't take chances. Debt will only bring you pain, and the only happiness is being smart when swiping your card.

It's better to believe it's there than to believe it's not. No one should be in awe. It doesn't matter whether it is or not. The important thing is to pay back the money immediately.

There must be. Now there is a special collection department inside the online loan credit card. If you can't receive it yourself, give it to the outsourcing.

Internal collection attitude is good, and outsourcing collection attitude is poor. Now in debt, I keep collecting money every day.

All consumer finance companies and online lending companies have collectors who are responsible for the collection of overdue loans. Overdue collection is the first step. If there is no repayment for a period of time, they will sue the court and solve it through judicial channels.

Collection and debt are twin brothers. Let's think about it from another angle. If someone owes you money for a long time, will you keep silent or not? ...