How to refund the credit limit of CITIC Credit Card?

What is the credit card withdrawal limit of CITIC Bank?

The withdrawal amount of credit card holders of CITIC Bank is generally 50% of the total credit card. Generally, the cash withdrawal amount in China, the daily cash withdrawal amount of credit card does not exceed 2000 yuan; The daily withdrawal amount on the ATM does not exceed 5000 yuan; The cash withdrawal amount at the counter is all overpayments plus 2000 yuan.

For overseas cash withdrawal, the daily ATM withdrawal amount of credit card shall not exceed USD 65,438+0,000, the monthly withdrawal amount shall not exceed the equivalent USD 5,000, and the withdrawal amount within six months shall not exceed USD 65,438+0,000.

Credit card overdraft withdrawal fee of CITIC Bank: 2% of the domestic withdrawal amount, with a minimum of RMB 20 per transaction; Overseas, it is charged at 3% of the cash withdrawal amount, and the minimum amount is USD 3 yuan or HKD 30 yuan or EUR 3 yuan/transaction.

Interest on overdraft within the limit: from the bank bookkeeping date to the repayment date, interest will be charged at the daily rate of 0.5 ‰, and compound interest will be charged on a monthly basis. Cash withdrawal fee for overpayment: 3‰ of the recovered amount, with a minimum of 5 yuan per transaction.

What are the existing rules for credit card withdrawal of CITIC Bank?

I. Credit card withdrawal limit of CITIC Bank

Two. Inquiry method of credit card withdrawal limit of CITIC Bank

Three. Credit card withdrawal method of CITIC Bank

Credit card withdrawal limit of CITIC Bank

The credit limit of CITIC Bank's credit card refers to the maximum amount that can be used within the validity period of the card, which is approved by CITIC Bank according to the credit status of the cardholder. It is the common limit of all cards (including the main card and the auxiliary card) under the cardholder's name, and it is also the common limit of RMB account and foreign currency account.

The credit card withdrawal limit of CITIC Bank is set according to the cardholder's use of the card, which is generally 30% of the credit limit. As follows: CITIC Bank's credit card withdrawal quota regulations

According to the regulations of the People's Bank of China, the daily withdrawal of each card in China shall not exceed 2,000 yuan, the daily withdrawal of each card abroad shall not exceed 1 1,000 dollars (or other equivalent foreign currency), and the monthly cumulative withdrawal shall not exceed 5,000 dollars (or other equivalent foreign currency).

Inquiry method of credit card withdrawal limit of CITIC Bank

1. Inquiry method of credit card withdrawal limit of CITIC Bank-customer service telephone inquiry

Cardholders can call CITIC Bank's 24-hour customer service telephone number: 40088-95558, and press "3" bill and available line.

Wait for the inquiry service, and then press the "2" account to inquire, so you can inquire about your own cash withdrawal amount and other information.

II. Inquiry method of credit card withdrawal limit of CITIC Bank-SMS inquiry

You can use the mobile phone number registered with China CITIC Bank to edit the last four digits of the SMS: YE (such as YE8888) and send it to: 10698009558 to find out your available credit information.

Charge Description: Mobile, China Unicom and telecom users only need to pay the SMS sending fee to the operator when sending SMS to 106980095558, and the SMS replied by CITIC is free.

III. Inquiry method of credit card withdrawal limit of CITIC Bank-online banking inquiry

Step 1: Log in to the home page of CITIC Bank Credit Card Center (click the "Credit Card Online Banking" function on the right;

Step 2: Select "Express Edition" or "Online Banking", and then log in to CITIC Bank Credit Card Online Banking;

Step 3: You can inquire about the cash withdrawal amount of your credit card by inquiring about "My Account" or "Card Management" service.

IV. Inquiry method of credit card withdrawal limit of CITIC Bank-bill inquiry

Cardholders can check your current available cash withdrawal amount on the credit card statement issued to you by the bank every issue.

5. Inquiry method of credit card withdrawal amount of CITIC Bank-mobile phone client inquiry.

Step 1: You can scan the QR code on the website of CITIC Bank and download the mobile card space of the exclusive mobile phone client of CITIC Credit Card;

Step 2: After the installation is completed, open the login dynamic card space and click to enter the self-help column;

Step 3: Select the "Card Service" function;

Step 4: You can query your current cash withdrawal amount through "Query Account".

Credit card withdrawal method of CITIC Bank

1. One of the credit card cash withdrawal methods of CITIC Bank-cash withdrawal at the counter of outlets.

Cardholders can hold CITIC Bank credit card at any business outlet of CITIC Bank and withdraw cash at the counter with their valid ID card and credit card transaction password.

Second, one of the credit card cash withdrawal methods of CITIC Bank-ATM cash withdrawal

Cardholders can withdraw cash at CITIC Bank ATM with CITIC Bank credit card, and there is no inter-bank handling fee.

Three. Credit card withdrawal method of CITIC Bank-ATM withdrawal from other banks

According to the card issuer logo printed on the credit card, the cardholder can choose ATM machines with corresponding logos at home and abroad to withdraw cash.

Four. Credit card withdrawal method of CITIC Bank-other bank's counter withdrawal.

According to the card issuer logo printed on the credit card, the cardholder can choose the bank counter with the corresponding logo to withdraw cash overseas.

How to operate the credit limit of CITIC Credit Card?

CITIC Credit Card Withdrawal Operation Process:

1. Open the credit card dynamic space APP of CITIC Bank and find my limit on the home page;

2. Find and adjust the credit card quota in the Credit Card Limit Center of CITIC Bank or collect the quota in a limited time;

3. Modify and increase the fixed amount, and then click a button to increase the amount;

4. Complete SMS verification;

5. The credit limit of CITIC Credit Card was successfully adjusted;

6. Return to CITIC Credit Card Limit Center to check the latest adjusted limit.

CITIC Bank's credit card has always been aimed at serving the public and will serve the public better in the future. Many people who have used credit cards know that credit cards are very convenient, not only in domestic supermarkets, but also in some foreign consumer places. Credit cards have greatly facilitated the general public and enabled banks to make more profits from them.

Can I withdraw cash from CITIC Bank's credit card?

All credit cards of CITIC Bank can be cashed out, including cash withdrawal within the credit limit and cash withdrawal with overpayment, and the fees charged are different. Cash withdrawal within the credit line means that the cardholder uses the credit line to withdraw cash. Overpayment cash withdrawal refers to the withdrawal of funds overpaid by credit card customers or deposited in credit card accounts in cash. There are two ways to use the credit card of CITIC Bank:

1. Withdraw cash at the counter of CITIC Bank outlets or ATM machines;

2. You can also withdraw cash (or local currency) from overseas ATMs with corresponding marks according to the ID of CITIC Credit Card.

Extended data:

strengthen

1, domestic

At present, if there is a UnionPay logo on the credit card, it means that the card has joined the China UnionPay organization, and the cardholder can withdraw cash from any ATM with the UnionPay logo.

2. Overseas

Outside China, besides Hong Kong, Macao and Taiwan, there are still many countries whose UnionPay system has not been popularized, so most of them need to take the international card organization channel to withdraw cash abroad. It depends on whether you have an international card. An international card can be easily distinguished by looking at whether there are LOGO of credit card organizations such as Visa or Master besides UnionPay.