Is Ruihua Insurance Reliable?

Reliable. Ruihua medical insurance plus personal medical insurance is of course true. It is a commercial medical insurance that was listed after being filed by the China Banking Regulatory Commission. It is very reliable. Maybe friends are worried about Ruihua Insurance. This insurance company is really young. Founded on 20 18, and headquartered in Xi' an. However, Bian Xiao also said before that there are no absolute small insurance companies, and there are hundreds of millions of funds behind platforms with insurance sales qualifications. The registered capital of Ruihua Insurance has reached 500 million yuan, so friends can rest assured.

1, guarantee 6-year renewal.

Ruihua medical insurance plus personal medical insurance guarantees 6-year renewal, and the remaining premium during the guarantee period can be exempted from serious illness;

For example, if you suffer from a serious illness in the first year after applying for Ruihua medical insurance and personal medical insurance, you don't have to pay the premium for the next five years, and the renewal and protection are not affected, which is very humanized;

2. The waiting time is the shortest

Ruihua medical insurance plus personal medical insurance is not divided into types, and ordinary diseases and serious diseases are treated for 30 days, which is more friendly to patients with serious diseases;

3. The policy of no compensation is the best.

Cumulative deductible of common diseases in Ruihua medical insurance plus personal medical insurance for 6 years 1 10,000.

Serious diseases+102 rare diseases+pulmonary nodules can be exempted from compensation; In other words, users of Ruihua medical insurance plus personal medical insurance only need to pay 1 0,000 yuan at most within 6 years.

4. The scope of drug reimbursement is wider.

Ruihua medical insurance plus personal medical insurance includes not only self-funded drugs and imported drugs during hospitalization, but also anti-cancer special drugs that continue to be purchased after discharge and 35 drugs commonly used for 2 1 rare diseases, all of which can be paid directly through the service network of Ruihua Health Insurance Company.

These drugs are undoubtedly expensive, so Ruihua medical insurance plus personal medical insurance is more comprehensive in preventing serious diseases;

5, the price is cheaper

The price of good medical insurance and long-term medical care is already cheaper than that of millions of medical insurance. The price of Ruihua medical insurance plus personal medical insurance is about 7% cheaper before the age of 60.

Is the health notification of Ruihua medical insurance plus personal medical insurance strict?

In terms of health notification, Ruihua medical insurance plus personal medical insurance is relatively strict, but this is not a disadvantage, which just shows that Ruihua medical insurance plus personal medical insurance has done a better job in risk control and is more conducive to product stability. Moreover, Ruihua medical insurance plus personal medical insurance can only underwrite, which is very friendly to tuberculosis/hepatitis B.

Where can I buy Ruihua medical insurance plus personal medical insurance?

Ruihua medical insurance plus personal medical insurance can be purchased through official channels of Ruihua Insurance, but medical insurance has strict requirements on health notification, and online insurance depends more on the insured's understanding of their own health status and insurance knowledge.