Speaking skills when asking for accounts

Creditors are very distressed when faced with acquaintances demanding debts. I want to repay this debt, because I am worried that the other party will say that I am stingy, which will hurt my feelings for many years. Don't pay this debt, and you feel like it's stuck in your throat. After all, it's not easy for anyone to make money, and this debt is not a small amount. How to ask for a debt without hurting your feelings. Here are some tips on how to ask for a debt from acquaintances and friends.

1. Express euphemistically.

When asking for money, you can express it euphemistically. If everyone is discussing some current fashionable consumption, you can say: "These things are very good, but unfortunately I don't have money. It would be great if I had money." If the person lending the money is present, he will know exactly what you mean. If he has money, he will pay it back to you quickly.

2. A small amount of money can be mentioned in passing.

When you went shopping with the person who borrowed money, you expressed interest in many things, but helplessly said that you had no money; another day you went to eat with him, and you said by the way: "Yes." OK, can I borrow your money to pay for this meal?" Then the other party will no longer be embarrassed to not pay back the money.

3. Ask the other party for money in a joking tone.

For example, you can say: "Not bad, I heard that you have made a lot of money, I hope you will pay me back more?" Then he will be embarrassed not to pay you back

4. Crying poor and asking for accounts.

My friend doesn’t want to pay back so much debt because he thinks you are rich. You can cry about poverty appropriately, but there are really too many reasons to cry about poverty in life. "Alas, the company's performance is not good this month, and wages have been delayed again." "My mother-in-law is seriously ill and needs money urgently." "The monthly mortgage and car loans are so urgent."

A more ruthless creditor said this: "Man, I spent too much money on my own. I can't fix the problem this month. Can you lend me some money?" The debtor was embarrassed after hearing this: "How can you and I borrow money? I myself I just owe you some money, I’ll get it for you right away.”

5. Intervene to ask for an account.

Asking for a debt is like going on a blind date, there are many things you can’t talk about. Therefore, a matchmaker will intervene during a blind date, and a peacemaker can also be hired when the debt is awkward. It is best to ask an acquaintance of the debtor to serve as this "peacemaker". After all, it is easier to talk to an acquaintance.

The peacemaker can say to the debtor: "I heard that you borrowed money from your friend Huang. I know the details of Huang. He has encountered a lot of difficulties recently and the company's performance is not good. He Under such circumstances, I am still willing to lend you money, I am really a good friend." If the creditor came to say this in person, it would sound a bit far-fetched. But if the middleman said it, the credibility would be much higher, and the debtor would be moved and repay the loan in full.