Loan fraud routine

It is inevitable that people sometimes spend money in a hurry.

But debt of gratitude is difficult to borrow and repay.

Bank loan procedures are complicated and need approval.

Is there any convenient and quick way?

At this point, a message pops up on the phone.

But this is often the beginning of a scam.

If you don't understand the routine of online loan fraud

If the loan fails, it will become poorer and poorer.

Case review

Cheating link

The first step is drainage.

In most cases, it is short message drainage, and the rest will have forums, a chat software and so on.

Do you think mass texting is looking for a needle in a haystack? This is wrong. In this software registered with our mobile phone number, users who have browsed the "loan" advertisement will be marked as "potential customers" by big data, thus providing an accurate list of mobile phone numbers for scammers. So cheaters should not send them blindly.

The second step is to link.

Click on the link in the short message, and you will enter the webpage made by the liar or the download link of the app.

For fraud gangs, the background will change the name of the fraud platform, and we have to keep the routine in mind.

The third step is to fill in the information.

Like the formal loan platform, you must fill in a series of personal privacy information, including name, mobile phone number, ID number and so on. Some also ask for photos or hold photos.

Hit the point! Liars will actively and enthusiastically introduce you to all kinds of confusing problems and very suitable humanized services.

The fourth step is to pay the vip fee.

When you can't provide your actual personal income, the liar will tell you that with vip service, you only need to pay a little deposit to solve the problem that your income can't be proved, and you can also increase the loan amount.

The fifth step is to pass the exam.

Under normal circumstances, the personal data will be approved soon, and the loan amount will appear in the personal loan amount interface.

Do you think you can get a loan at this time? Then you are wrong. This step is just to relax our vigilance. Here comes the real big head.

The sixth step is to withdraw cash.

When you are ready to withdraw cash and have a loan review, in the first case, contact customer service directly and pay a certain percentage of withdrawal fee (some are called production fee and insurance fee, etc.). ).).

When the amount is displayed, many people will pay the withdrawal fee generously.

Seventh, the information is wrong.

When you pay the withdrawal fee, there will be an error in filling in your information and you can't withdraw the cash.

Under normal circumstances, bank cards, ID cards and other figures will be filled in incorrectly.

Why is your ID card or bank card number wrong?

Liar's app. It will deliberately correct the wrong number through the background program when you withdraw cash, resulting in the illusion of filling in the wrong number.

When you fail to input and withdraw money many times, the last step comes.

Step 8, unfreeze the expenses.

Repeated withdrawal failed, and the card number was incorrectly filled in.

At this time, you will use this reason to freeze your account, and you need to pay the unfreezing fee before you can withdraw the cash.

At this time, some people saw that the money was in front of them, and they continued to pay for it.

In addition, some people may have realized that they have been cheated and want to quit. At this time, they will be threatened by official documents forged by customer service and fraud groups.

In addition, when I first registered, I filled in a lot of personal information. Then the cheaters began to threaten their families to solve their problems.

The liar has only one purpose, so that you can transfer the money to the designated account.

Eight-step summary of loan fraud

The fourth step is vip fee.

The fifth step is approval.

Remember the eight steps to get a loan.

2. Please handle the loan through formal channels! Don't trust SMS, telephone and internet platforms!

3. All online loans must be repaid before lending, which is fraud!

4. Don't believe it! No transfer!

Transferred from the anti-fraud center of Chuxiong Public Security Bureau.

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