The mobile phone received a text message to freeze funds.

Hello, if you don't borrow money, then this SMS freeze notice is fake. If you owe money, then this information may be true.

These are several payment methods on the market at present: 1. SMS notification is generally used for short overdue days, no more than one week. 2. Tell me by phone and start calling yourself to ask how long it will take to repay. 3. Contact the list in the address book. Here is a reminder that all the apps on the online lending platform will read your address book. Here is a reminder that many apps will directly read the address book on your mobile phone. For some irregular apps, you should pay attention to or upload your own mobile phone service password. They can only choose some people you often contact. 4. Start short message bombing and abuse debtors in online forums such as Post Bar. 5. Intimidate and threaten borrowers. 6. Send a lawyer's letter or reminder letter to your address. 7. Court summons.

The solution of collection is as follows: If you are overdue now: 1. When you receive a phone call claiming to be a bank or a collection company, you first ask for his work number, and then tell him that you can record the whole conversation now, and then continue talking. 2. You have a good repayment desire and are willing to communicate and coordinate.