Does wechat bind bank cards to open mobile banking?

No, but when binding, you need to enter the mobile phone number reserved when applying for a bank card for verification, usually by issuing a verification code. If the reserved mobile phone numbers don't match, it can't be bound. After the bank card is bound, WeChat Pay can directly deduct money from the bank card. If the change in WeChat wallet is withdrawn into the bank card, there is also a handling fee now.

The bank card bound by WeChat only needs to be a type of card, and it is also possible not to open mobile banking. You can try to bind it, and then ask the bank how to upgrade the card to a first-class card.

First, if you use China Merchants Bank Card, binding fast payment means that when you open the fast payment function through the cooperative merchant websites (such as Alipay and Tenpay) and then pay through the merchant websites, you only need to enter the payment password of the merchant's registered account (no need to enter the bank card password) to complete the payment. Express payment will take effect immediately after opening, and there is no need to open online banking in advance. Simply put, banks transfer accumulated risks and responsibilities to third-party payment institutions. Therefore, because the cardholder's bank card is stolen, the third-party payment institution will compensate according to the relevant regulations of the People's Bank of China. The cooperation between banks and third-party payment institutions is based on agreements. In addition, due to the risk that bank accounts are bound to third parties, customers have clear responsibilities. So it has nothing to do with the bank's online banking. This operation is required for recharging WeChat wallet. Take your ID card and bank card. Go to the business window of the issuing bank to go through the formalities of binding the bank card. Is to bind the bank card to the mobile phone number. It needs to be handled face to face with the bank staff. You also need your own signature. After going through the binding formalities. Add the bank card to wechat. Bank cards can be used normally on WeChat. The money on the bank card can also be recharged into WeChat's wallet. Add the bank card to Alipay. Bank cards can also be used normally on Alipay.