Joke Collection Website - Public benefit messages - How to withdraw money without being notified by SMS
How to withdraw money without being notified by SMS
1. Cancel the bank counter: In fact, this method is the most direct, as long as the user brings his ID card and bank card to the local bank.
2. Cancel the online banking: the user can log in to his online banking account and find the security center of the account to cancel the SMS reminder service.
Generally, banks charge a handling fee ranging from 2 to 5 yuan for each cross-bank withdrawal, and some banks do not charge a handling fee for the first 2 to 3 cross-bank withdrawals every month. Since July 25th, 21, the fees for interbank withdrawals of the four major banks of China Construction, Industry, China and Agriculture have risen to 4 yuan/transaction, and some joint-stock banks have followed suit.
At present, the handling fee for interbank withdrawals by the four major banks in Beijing and Shanghai is still 2 yuan/transaction; In some cities such as Tianjin and Guangzhou, the inter-bank withdrawal fee in the same city has been raised to 4 yuan/pen for some time.
at the same time, most of the handling fees of some joint-stock banks are still 2 yuan/transaction, and the first two transactions of China Everbright Bank and China CITIC Bank in the same city are free of handling fees, while the first three transactions of Minsheng Bank are free of charge. Take an ATM with a single withdrawal limit of only 2,5 yuan as an example. It takes four operations to withdraw 1, yuan, and if the handling fee doubles, it will reach 16 yuan.
according to the method for income distribution of bank card cross-bank transactions of China unionpay network access institutions, the income distribution of ATM cross-bank transactions adopts the methods of fixed agency fees and unionpay network service fees. When a cardholder successfully withdraws money from another bank's ATM, the issuing bank will pay the agency fee to the correspondent bank according to the standard of 3. yuan for each transaction, and pay the network service fee to UnionPay according to the standard of .6 yuan for each transaction.
according to the regulations of the central bank, if an individual transfers money through a self-service teller machine, the issuing bank will handle the fund transfer 24 hours after accepting it. At the same time, the central bank stipulates that individuals can transfer money through self-service teller machines, and the issuing bank can apply to the issuing bank to cancel the transfer within 24 hours after accepting it. To put it simply, citizens can transfer money to others through ATM machines. If there is a problem, they can "repent" within 24 hours.
but don't worry about the inconvenience. if you need to get the funds to the account as soon as possible, you can choose to handle various transfer methods such as real-time arrival, ordinary arrival and next-day arrival at the bank counter.
in addition to transferring money to my peers' accounts, if a bank handles off-counter transfer business for individuals, and the accumulated amount in a single day exceeds 5, yuan, it shall adopt safe and reliable payment instruction verification methods such as digital certificate or electronic signature. If the single-day cumulative amount of non-counter transfer in a bank account of a unit or individual exceeds 1 million yuan and 3, yuan respectively, the bank shall remind the unit or individual of the large transaction before the transfer can be made.
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