Fund-raising tourism has been being handled. Did you refuse?

Any loan needs to check the qualifications of the applicant. If there is something wrong with your credit, the existing and other Wang Xiao loan software will be affected to some extent. You can choose to go directly to the People's Bank with relevant documents to print a credit report for verification, which can better reduce your losses.

If you have other loan needs, you can also choose to go directly to the local bank for consultation. Generally speaking, the interest rate of bank loans will be lower, the interest rate of micro-loans is about 18%, and the interest rate of bank consumer loans is only about 10%. I also hope that everyone can borrow rationally and make sure that they meet the corresponding conditions before accepting it. Generally speaking, there are requirements for personal credit investigation.

There is no fixed time, but it is certain that a few days before the deadline, the address book will not be exploded, but you will receive a text message or phone call for dunning. If you still don't repay after repeated dunning, or even refuse to answer the dunning call, you can contact the lender's relatives and friends. If it is impossible to repay, the lender can explain the situation with the trip to withdraw money, and repay in installments to reduce the repayment pressure.

Late fees will be charged on a daily basis after the withdrawal is overdue. I suggest you pay back in time. If it is overdue for a short time, it may affect the re-borrowing after the successful repayment. You can also try to borrow money after the repayment is successful. Whether the loan is successful is subject to system audit.

However, if it is overdue for a long time or many times, it may have an impact on your personal credit information. At present, deferred repayment is not supported after overdue. I suggest you pay back in time after the deadline.