Joke Collection Website - Public benefit messages - Agricultural Bank loan10.5 million yuan to buy a house, the interest rate is 6.55%. The mortgage is 65,438+00 years. The short message from the bank said it was still 2286.87 yuan. Why so many?

Agricultural Bank loan10.5 million yuan to buy a house, the interest rate is 6.55%. The mortgage is 65,438+00 years. The short message from the bank said it was still 2286.87 yuan. Why so many?

Under normal circumstances, it should be 1707.03 per month.

The reason why the first month is higher than this is because the interest is calculated from the time when the loan is approved. The time when the loan is approved is not the 20th of last month, but a little earlier than the 20th. This adds the interest from that time to the 20th of last month.

It will be normal every month from now on.