By the way, I suddenly sent an email today, saying that my credit card passed the preliminary examination, but I haven't touched this thing yet. What happened?

As the increase in the use of credit cards has also caused a series of problems, there are four possibilities:

First, this is a marketing strategy for issuing bank cards and a means to guide you to apply for credit cards. The purpose is to guide you to supplement and improve the application materials and complete the card issuance. At present, many credit cards are sent by mass mail. Many users call the bank directly to receive such information, and then the banking business can recommend a credit card.

Two, the identity card is stolen, and the user opens a credit card or other credit card without knowing it. There is currently a crime of credit card fraud. If your credit card is stolen, you can sue. Maybe when you participate in a certain kind of business promotion activities, there are businesses and banks bundling sales, that is, under the premise of enjoying a certain commodity discount, you need to use a bank credit card, so you leave personal information, and the bank issues cards according to your personal information.

Third, the possibility of online fraud is not ruled out. You can steal your personal information, account password and even account funds by secretly linking in email and clicking on the link.

Fourthly, there is another possibility that the message is used as a receiving mailbox by others. Specifically speaking, the agent opens his own credit card, but does not accept the mailbox, and fills in other people's mailboxes at will. This situation will set such messages as spam.

There are two ways to deal with this situation:

1. Call the customer service of the credit card center of the issuing bank to confirm the authenticity of the information;

Second, see if it is because of your own operation and texting. Credit websites can check their credit value and see which credit consumption channels they have opened.

Third, ignore and delete email or SMS information directly, remember not to click on the link easily, or tell others the verification code to prevent fraud and cause losses to yourself.

Credit card applications are very strict now. Usually I need to do video processing myself, so if you don't apply for a credit card, but the email says that the credit card has passed the preliminary examination, you can ignore it. If you are not at ease, you can also call the bank to determine whether to handle it. It's better to deal with things involving credit.