How to inquire about the remaining amount of car loan

1, outlet inquiry: the borrower can handle the balance of car loan at the outlet of the business hall of the nearby loan bank with his ID card and loan contract. Take the initiative to provide your personal information, ask the staff to help print the repayment schedule within one year, and you can check the remaining amount to be repaid.

2. Log in to the online banking of the loan bank for inquiry. We only need to download the online banking app of the loan bank, so we can check the loan balance without leaving home. This query method is the simplest. Through online banking, you can not only find out how much car loan is left, but also record the repayment information better.

3. Lenders can also call the customer service phone of the loan bank to inquire, but this method can only obtain the single information of the loan balance, and cannot know the previous and future monthly repayment situation.

Operating Environment: Online Banking APP Version Model: Example of Construction Behavior: 5.9.0

First, car loans.

Car loan refers to the loan issued by the borrower to the borrower who applies for buying a car. Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers. The interest rate of automobile consumption loan refers to the ratio of the loan amount to the principal given by the bank to consumers, that is, borrowers, for purchasing their own cars (non-profit family cars or commercial vehicles with less than 7 seats). The higher the interest rate, the greater the repayment amount of consumers.

Second, the loan term.

Generally, the loan period for automobile consumption models is 1-3 years, and the longest is no more than 5 years. Among them, the term of second-hand car loan (including extension) shall not exceed 3 years, and the term of dealer car loan shall not exceed 1 year.

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