The woman suddenly received a short message from the bank and was cheated.

20 18 10 16 Ms. Lu received a short message at work, which read "+85256 188XXX". The content means that Ms. Lu's credit card will be frozen because of overdue repayment, and let Ms. Lu contact customer service. Ms. Lu believed it and dialed the number in the text message without much thought. The other party asked Ms. Lu to find a bank card with a deposit of not less than 5,000 yuan and provide the card number to the other party. After that, the other party asked Ms. Lu to send the verification code she received, and Ms. Lu did so. Soon after, Ms. Lu found that the money in the bank card was deducted. After calling the customer service phone of the bank, she learned that the credit card had not been frozen at all, and she realized that she had been cheated.

Fraudulent steps of swindlers:

1. The victim will receive short messages from overseas numbers starting with 00852 or +852;

Second, the content of the scam message is "Your Everbright Bank credit card was frozen due to overdue repayment";

3. The victim knew that "the card was frozen" and dialed the "customer service phone number" starting with 400 according to the content provided by the SMS;

Fourth, fraud means "two steps" and has no technical content. Firstly, the victim's card number and password are inquired in good faith, and then the SMS verification code received by the victim is defrauded in a logical way;

Mastering these three necessary transfer magic weapons, the swindler can easily steal the money from the victim's card.

Liars go to great lengths, and we should learn to follow suit.

The network police present you with a necessary collection of anti-fraud books.

1. When you receive a message similar to "Credit card is frozen", you should immediately check with the official customer service of the bank or go to the counter of a nearby bank for confirmation. Never contact the phone number given in the text message directly.

2. Don't click on various links in short messages at will, because Trojan virus may be hidden in them. If you accidentally click on the link, there will be an interface for entering the card number and password, not to mention personal information.

3. Don't disclose personal credit card number, password and other information to strangers at will.

4. Banks and other financial institutions will not ask for the verification code received by customers' mobile phones. If the so-called official customer service staff asks you for the verification code, you can directly judge it as a fraudster. Once you are cheated, you should call the police as soon as possible.