How long does it take for China Merchants Bank to review credit cards?

The first thing you need to do to apply for a credit card is to apply online or offline. After the user submits the application, the bank needs time to review it. Different banks have different requirements for credit card review, and the time required is also different. How long does it take for China Merchants Bank to review credit cards? Let's look at the detailed answer.

How long does it take for China Merchants Bank to review credit cards?

It generally takes 65,438+00 working days from the application to the completion of the audit. After the audit is completed, it will be sent to the user's mobile phone in the form of SMS, such as whether the audit is successful or not. If the approval means that the credit card you applied for in China Merchants Bank is about to enter the card opening process, the bank will inform you to pick it up after the new card is made, or you can choose to mail it. Generally, it will be sent to the address designated by the customer after 2 working days.

If you make an appointment with China Merchants Bank Credit Card in online banking for the first time, it will take longer, because the system needs to make a preliminary review according to the information you fill in. There are two different situations after the audit: the China Merchants Bank Commissioner will contact you by phone within 4 working days to make an appointment for the door-to-door time; To send you an audit notification SMS, you need to sign it at any branch of China Merchants Bank with SMS and valid ID within 30 days. If the verification is successful, the card will be mailed to you and will be received about a week after mailing.

China Merchants Bank credit card processing steps:

1 Initiate an application, and the applicant submits a card application at China Merchants Bank Credit Card official website.

2. Bank verification: the bank checks and verifies the work information you fill in according to the identity information you provide, and checks personal credit.

After the audit, some areas will have card-handling personnel on-site service to collect necessary written materials. In other areas, the bank will inform the applicant to sign the card at the nearest bank outlet.

The above is the introduction of how long it takes for China Merchants Bank to review its credit cards, and I hope it will help you. The time required for credit card review can only be an approximate data. After all, there are many uncertainties, so you can call customer service in time.