How to use Alipay to pay late fees?

Alipay can be used in the following ways:

1. Click to open Alipay.

2. Go to Alipay homepage and click "My" in the lower right corner of the page.

3. Find Sesame Credit on the "My" page and click Enter.

4. Click Late Payment on the Sesame Credit page.

5. Click on the three points on the late payment page.

6. Jump out of the options bar and click the rule.

7. So we can see how to use the late payment fee (? When Alipay sweeps or pays by payment code, all payment channels are unavailable, and it is impossible to pay successfully by manually selecting each bank card. Click Close to use Deferred Payment).

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

App version: 10.2.50

Extended data:

1. The opening method of Alipay late payment fee is as follows:

1. Click to open Alipay.

2. Go to Alipay homepage and click "My" in the lower right corner of the page.

3. Find Sesame Credit on the "My" page and click Enter.

4. Click Late Payment on the Sesame Credit page.

5. Read the relevant agreement, click the agreement and open it.

6. Enter the password to verify your identity.

7. In this way, the delayed payment was successfully opened.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

App version: 10.2.50

Second, the benefits of deferred payment:

1. When all payment channels on Alipay are unavailable, you can use "Deferred Payment" when you cannot successfully select each bank card manually. It can be understood that when the balance of the user's payment channel is insufficient, the user will use the "late payment fee" to pay in advance.

2. In addition, it is worth mentioning that "late payment fee" is used. If the customer does not take the initiative to complete the payment afterwards, the amount of flowers and IOUs will not be deducted to form IOUs. Alipay customer service said that the "late payment fee" does not depend on the central bank's credit information, but it affects the sesame score.

3. Users can search for "late payment fee" in the search bar to enter the page and choose whether to open the service. However, this kind of "late payment fee" requires higher user qualification, and only users with sesame score equal to or higher than 700 can enjoy it.

4. Each user can enjoy 5 times. According to the credit limit of 200 yuan /500 yuan each time, the amount is different according to the different sesame credits. The whole process is zero, and the number of times can be recovered after active payment or system deduction is successful.

5. From the actual functional operation, "late payment fee" looks like a disguised "reserve fund". When the user uses all the consumption opportunities five times in seven days, it means that the user can use 1000 yuan or 2500 yuan for free in seven days.

6. The difference is that Alipay's reserve payment can only be used in 500 yuan within 7 days, and there is a handling fee, and there is 0 handling fee in the later period. The late payment fee is higher and cheaper than the reserve fund. From the user's point of view, late delivery is more cost-effective than petty cash.