Minsheng Bank's credit card was overdrawn by 30,000 yuan, which was not paid back for three months. I received a reminder message from the bank today. But I can't afford the loan now. What should I do

Minsheng Bank's credit card was overdrawn by 30,000 yuan, which was not paid back for three months. I received a reminder message from the bank today. But I can't afford the loan now. What should I do? Minsheng bank is the most shameless! Because the cardholder was unable to repay, Minsheng Bank forced the cardholder's parents to repay, and the parents borrowed money to repay. The person in charge of this matter said that after asking the bank leaders, he agreed to compensate the principal and part of the interest, and wrote a certificate to the cardholder's parents, agreeing to cancel the card after paying off the negotiated amount. After the parents paid off the agreed amount, a month later, the bank staff called their parents and said that they would pay more than 10 thousand interest. Later, parents asked about the repayment at that time, saying that it had been paid off and was waiting to be cancelled. Why not now? The small leader of the bank said that all the employees who went to work at that time left their jobs, which was not counted. What a shameless remark! Friends who want to overdraw their credit cards should pay back the money, but at the same time, they must not believe the nonsense of Minsheng Bank, and must issue a written report from Minsheng Bank and return it to the head office for approval. Remember, remember!