Short message of malicious breach of consumer finance loan

Legal analysis: if there is no loan, it is likely to be online fraud, and you can call the police. Loans overdue, if the other party is a regular company, it is normal to send a text message asking for money back. It is recommended to call the relevant financial official customer service phone to make an inquiry to determine whether it is true.

Legal basis: Article 266 of the Criminal Law of People's Republic of China (PRC) defrauds public or private property, and if the amount is relatively large, he shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also or only be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated. Where there are other provisions in this Law, those provisions shall prevail [2].