Loan to the credit union100000, according to the bank, the mortgage should be paid off before the 20th. Will the bank accept the mortgaged house because of lack of funds and overdue payment? ...

You mean you borrowed more than 65,438+,and the 20th of each month is the repayment date. But you haven't returned this issue recently because of lack of funds, have you?

If this is the case, the bank will generally not confiscate your collateral at one time, but it will record your failure to repay the loan and should make a reminder. At the same time, your repayment ability may be re-evaluated according to the situation, your loan may be changed from normal to secondary or even suspicious, and follow-up measures such as terminating the loan contract and confiscating the collateral auction may be taken. Either way, it will have a significant impact on your credit history.

Therefore, I suggest you find a way to repay this loan as soon as possible.