What is the E account that I prompted when I logged into the mobile banking of China Construction Bank?

1. 1.e account is a virtual electronic account product launched by China Construction Bank. It has no physical card and mainly relies on electronic channels, such as personal online banking, mobile banking, internet websites and so on.

2.E account is included in Class II account, and cash cannot be withdrawn. However, the E account can be used for investment and wealth management, living payment, fund management and other businesses, which are mainly used for investment and wealth management products such as funds, precious metals in accounts and wealth management products. As for the account rules and account structure, it is the same as the dragon comics.

Second, online account related content

1. With the help of STK function, sms channel and WPKI technology, the wireless payment service of "SIM card online banking" is realized. The bank application system initiates payment or payment application to the contracted users through the SIM online banking short message access gateway, and sends the corresponding application to the users' mobile phones in the form of data short messages (SIM_DataDownload mode) and ordinary short messages according to the bank's request, and transparently transmits the data to the users' WPKI cards, which organize and store the contents issued by the bank application system. Ordinary SMS prompts users to pay or pay. After the user confirms, the content of the data message sent by WPKI signature system will be replied to the banking system, and the banking system will transfer money after receiving the user's confirmation and checking the user's bank card data.

2. The contracted users of the Bank initiate a general transfer request to the banking system through the WPKI card menu and the "SIM Online Banking" short message access gateway. After authenticating the contracted users, the banking system stores the data and sends the requested data to the users through the "SIM Online Banking SMS Access Gateway", and sends the corresponding applications to the users' mobile phones in the form of SMS (SIM_DataDownload mode). The data is transparently transmitted to the user's WPKI card, which stores the contents issued by the bank application system and prompts the user to verify the payment or payment data. After user authentication and confirmation, the data sent by WPKI signature system is returned to the banking system, which receives the confirmation and transfers the money.