Is there a text message after Pacific Life reported the insurance?

You can ask the salesman who gave you insurance before to surrender, or you can call the customer service center on your policy to consult about surrender. The phone can't be returned. Finally, either you go to the designated customer service counter (with ID card and insurance policy). Are you the insured? Only the insured can go through the formalities of surrender, and you should sign your name on the application for surrender. Either the company appoints a person to handle it for you, but now the insurance company has a large turnover, so you'd better go by yourself.

Pacific insurance surrender method:

1. Take out the insured Pacific insurance contract and confirm the insurance time of your policy. If it does not exceed the hesitation period, you can go directly to the business hall of Pacific Insurance Company to handle the relevant surrender procedures, and the surrender loss is relatively small.

2. If the hesitation period is exceeded, there will be a dispute over surrender, because some insurance products are surrendered at the present value, and the cash value is calculated by the company's calculator, so for the insured, the loss will be relatively large. It's best to call Pacific Insurance in advance to ask how much to deduct for surrender.

Second, the type of surrender: surrender can be divided into hesitant surrender and normal surrender. In order to solve disputes, some insurance companies offer the way of surrender by agreement.

1, hesitate to surrender

Surrender in hesitation period means that the insured surrenders within the hesitation period stipulated in the contract. General insurance companies stipulate that ten days after the insured receives the policy is the hesitation period. Usually the insurance company will refund the full premium after deducting the production cost.

Step 2 surrender normally

Surrender beyond the hesitation period is regarded as normal surrender. Usually, the insurance policy that has obtained the insurance premium may not apply for surrender. Normal surrender generally requires that the applicant can apply for termination after a certain period of time, and the life insurance company should refund the cash value of the policy within 30 days from the date of receiving the application.