Can the medical insurance account be deducted judicially?

The court has no right to deduct funds from individual medical insurance accounts and cannot freeze medical insurance funds. According to the provisions of China's Social Insurance Law, units are obliged to pay social insurance and other social security for employees. Social insurance funds include basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. All social insurance funds shall be accounted for according to the types of social insurance, and a unified national accounting system shall be implemented. The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it.

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

The basic medical insurance for urban residents combines individual contributions with government subsidies.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.