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Is Yitong loan reliable?
Let me talk about the specific operation process of e-rental loan. First of all, we need to download an e-APP software with our mobile phone, then register with our mobile phone number, and then click on the quota application on the home page. After a series of materials and real-name authentication, I will know my quota in about three working days, and then I can click the loan button to implement the loan. However, as customers and borrowers, we must repay the installment amount on schedule, otherwise the loss of the credit report will not be worth the loss.
Extended data
1, installment loan
Installment loan is a loan that a bank or other financial business company agrees that the borrower will repay in installments within a certain period of time. When issuing such loans, banks must investigate the borrower's financial situation and repayment ability, and at the same time, they must determine the time of repayment in installments, the amount of repayment in each installment and the calculation method of interest in the loan contract. For example, a bank issues an installment loan of 6.5438+0.2 million yuan, which is paid at the beginning of the year, recovered at the end of the month, and settled at the end of the year. For the borrower, this method not only meets the demand for a large sum of money, but also reduces the interest burden of installment repayment. For banks, it not only provides loans, increases income, but also speeds up the turnover of loans and reduces the risk of installment repayment.
2. Credit report
Credit report is divided into personal credit report and enterprise credit report, which is a record of personal credit information released by the Credit Information Center of China People's Bank, and is used to query the social credit of individuals or enterprises. Credit reports are divided into three categories, namely personal basic information, credit transaction information and other information.
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