Come on, e-loan is true or not.

Come on, e-loan is real. It is one of the quick loans of China Construction Bank, and it supports the whole online processing. After the application is successful, it can be repaid with the loan, and the interest will be settled according to the actual days of use. The amount of fast e-loan can be used for online shopping, offline POS credit card consumption and ATM cash withdrawal consumption. The amount of this product is 1 1,000 yuan (inclusive)-300,000 yuan (inclusive). Fast e-loan is real, and it is mainly a bank credit loan product.

Kuaiyidai

Fast e-loan is a business of CCB's "fast loan". The whole process is operated online. After the lender applies for a loan through CCB Online Banking, he can get a reply from the system approval in minutes with a click of the mouse, and can complete the whole process service from application to lending without going to the outlet. Loan amount 1 1,000-50,000 yuan, and the maximum for financial and private customers is 500,000 yuan. The validity period is 1 year, which can be used at any time and can be repaid without guarantee.

1. CCB Express E-loan application conditions.

Loan terms:

1.25 (inclusive) -60 years old (inclusive);

2. Good credit status;

3 Chinese mainland residents (excluding Hong Kong, Macao and Taiwan);

4. Customers who hold CCB personal financial assets (including deposits and wealth management products) or have outstanding CCB personal housing loans.

Loan amount: 1 1,000 yuan (inclusive)-50,000 yuan (inclusive)

Loan term: the longest 12 months.

Loan interest rate (year): 7.2%

2. CCB Express E-Loan.

CCB's personal "fast e-loan" business is handled online all the time without leaving home, that is, it is ready to use and repaid with the loan, and the interest is calculated according to the actual amount used and the number of days. It can be used for shopping on any domestic e-commerce website, POS credit card consumption of merchants and full loan amount. Loan amount: ordinary customers: 1 1,000 yuan (inclusive)-50,000 yuan (inclusive), salaried customers, provident fund customers and mortgage customers: 1 1,000 yuan (inclusive)-300,000 yuan (inclusive). Loan term: the longest 12 months, and the annual interest rate of the loan is 5.6% (please refer to the actual interest rate).

3. CCB Express e-loan interest.

"Fast e-loan" bears interest according to the actual days and amount of use, and the annual interest rate is usually 6.6%.

How long does it take for CCB to quickly review e-loans?

If it is the first time to apply for a quick loan from CCB, it will take a long time, but it will generally not exceed 24 hours from the submission of the loan application to the arrival of the funds. If you have successfully obtained the credit line and only make withdrawals according to your needs, CCB's fast loan will arrive soon, sometimes in just a few minutes.