I can't pay back my credit card. Can I pay a little every month? Will the bank sue?

According to the laws of China, banks have the right to take legal measures to recover debts from debtors. Therefore, if you can't pay back your credit card and only pay a little each month, the bank may choose to sue.

Specifically, banks can take the following measures:

1. Sue the debtor: The bank can bring a lawsuit to the court to demand the debtor to fulfill the repayment obligation. If the court decides the debtor to repay, the debtor still fails to perform within the time limit determined by the judgment, and may face enforcement measures, including freezing assets and auctioning property.

2. Legal credit record: The bank can include the debtor in the credit information system, which will affect the debtor's personal credit record. This will adversely affect the borrower's lending ability and credit rating, and it may be difficult to obtain other loans or credit card lines in a certain period of time in the future.

3. Various means: Banks can take other means, such as telephone collection, lawyer's letter to demand payment of arrears, and may even disclose the debtor's information, exposing it to public pressure.

To sum up, if the credit card debt cannot be repaid and only a little is paid every month, the bank may sue the debtor and recover the debt. In addition, banks can exert certain pressure on debtors through the influence on credit records and other collection methods. Therefore, it is suggested to communicate with the bank in time to find a solution when encountering repayment difficulties, and try to avoid the situation that the arrears cannot be repaid.

Supplementary information:

According to the law of China, the debtor should do his best to repay the debt. If the debtor is unable to repay, it can start relevant legal channels to protect the legitimate rights and interests of creditors. So when applying for credit cards, loans, etc. We should carefully consider our repayment ability and avoid excessive debts that cannot be repaid. At the same time, understanding and abiding by relevant laws and regulations, actively communicating with banks and seeking reasonable repayment plans are effective ways to avoid legal disputes.