My loans overdue, I sent a text message to urge it. What's the impact of this short message? What are the records of Sesame Credit and China People's Bank?

Hello! I'm glad to answer your question. Judging from your description, your debit card is overdue, and you have received a short message urging repayment. This is a unique reminder of Alipay system. If you repay in time, it will have no effect on your sesame credit. If you don't repay, Alipay will deduct money from your bank card, and your loan amount will be reduced or cancelled.

It will seriously affect your future loan to buy a house and so on. I hope you can pay attention to your credit, because this is your intangible asset.

I hope the above answer can dispel your doubts!