Joke Collection Website - Public benefit messages - If the bank card is frozen, will you receive a text message?

If the bank card is frozen, will you receive a text message?

Not necessarily. There are two situations: 1. Money owed to financial institutions or individuals will be frozen. The court can directly draw all the cash in all bank cards entered in the name of the person and pay it to creditors or other institutions. 2. For credit reasons, the inclusion of bank cards in the list of untrustworthy people will not be frozen, but it will have a great impact.

In the process of investigating online gambling, telecom fraud, money laundering and other illegal crimes, public security organs often freeze a large number of bank card accounts or Alipay and WeChat accounts involved or related. How many ways can public security organs freeze bank cards now?

1. Emergency payment is 48 hours, and the number of stops is limited to two days.

Article 2. 1.2 of the Notice of the People's Bank of China, the Ministry of Industry and Information Technology, the Ministry of Public Security and the State Administration for Industry and Commerce on Establishing a New Fast Freezing Mechanism for Emergency Stop Payment of Accounts Involved in Telecommunication Network Crimes (Yinfa [2016] No.86) stipulates: "Emergency stop payment. The public security organ will send the emergency stop payment instruction with electronic signature to the head office of the stop payment account bank or the payment institution in the form of a message through the management platform, and the head office of the stop payment account bank or the payment institution will check the account name, account number, remittance amount and transaction time of the relevant account through the business system of the unit. If the verification is consistent, the payment shall be stopped immediately, and the payment shall be stopped within 48 hours from the time of payment; If the check doesn't match, the payment shall not be stopped. After the payment stop bank or payment institution completes the relevant operations, it will be sent through the management platform immediately; Emergency stop payment result feedback message. The public security organ may stop paying the same account again according to the needs of handling the case, but the number of stops is limited to two times. "

2. Ordinary freezing is 6 months, and the number of continuous freezing is not limited.

The first paragraph of Article 26 of the Notice of the Supreme People's Court, the Supreme People's Procuratorate and the Ministry of Public Security on Relevant Provisions on the Application of Seizure and Freezing Measures by Public Security Organs in Handling Criminal Cases (20 1 3 September1) stipulates: "The time limit for freezing deposits, remittances, securities trading settlement funds, futures deposits and other assets such as investment rights and interests is six months. If it is necessary to extend the time limit, it shall be approved by the person in charge of the public security organ at or above the county level who made the original freezing decision, and continue to go through the freezing procedures within five days before the expiration of the freezing period. Each extension shall not exceed six months. "

3. Ordinary freezing 1 year, and the number of continuous freezing is unlimited.

The notice of the Supreme People's Court, the Supreme People's Procuratorate and the Ministry of Public Security on the relevant provisions on the application of seizure and freezing measures by public security organs in handling criminal cases (65438+ 1 of September 2003) stipulates in the second paragraph of Article 26: "For major and complicated cases, with the approval of the heads of public security organs at or above the municipal level, the period for freezing deposits, remittances, securities trading settlement funds, futures deposits and other funds may be one. If it is really necessary to extend the time limit, it shall, within five days before the expiration of the freezing period, go through the formalities for continuing the freezing in accordance with the original approval authority and procedures. The maximum period of each freeze shall not exceed one year.