360 IOUs send reminder messages a few days in advance.

Usually it will be sent 3-5 days in advance. 360 IOU is a personal and micro-credit platform under 360, which was launched on September 20 16. Relying on the advanced Internet security technology and big data technology of 360 Group, 360 IOUs are committed to improving the domestic personal credit information system, improving the efficiency of financial services, reducing costs, and providing safe, stable and convenient financial consumer loan services for all sectors of society and the public with financing needs. According to the view in the 360 Loan APP, the 360 Loan will send a reminder message 3-5 days in advance.