How long will it take for the credit report to come out

Go to the People's Bank to check the credit report, and the result is instant. You can also check it in official website, but the result is slow. It will be sent to your mobile phone by SMS after 24 hours. The exact time is uncertain.

For on-site inquiry, you should bring your ID card to the credit window of the branches of the People's Bank of China, and individuals can also inquire through the bank credit self-service inquiry machine;

When searching online, take Apple computer (MacBook Pro 10. 14) as an example, open Google Browser (version 92.0.4515.131), and log in to "China People's Bank Credit Information Service Website.

Details of credit report:

In order to make everyone understand the personal credit report, experts from Chengdu Branch of the People's Bank of China stressed that the key is to understand several symbols. To this end, we take this part of the housing mortgage loan information in Zhang's personal credit report as an example to make an interpretation for readers.

In personal credit reports, there are usually the following symbols:

/-indicates that no account has been opened;

*-indicates that there is no repayment history this month, and the data with repayment period longer than that of the current month are marked with this symbol, and the repayment frequency is irregular, and the repayment behavior of the current month is indicated with *; This symbol is also used to indicate that there is no repayment in the month of opening an account.

N-Normal (indicating that the borrower has repaid the current month's money in full and on time);

1- 1~30 days overdue;

2- means 3 1~60 days overdue;

3-6 1~90 days overdue;

4- means 9 1~ 120 days overdue;

5- 12 1~ 150 days overdue;

6- 15 1~ 180 days overdue;

7- means overdue for more than 180 days;

D-repayment by the guarantor (indicating that the guarantor has repaid the borrower's loan, including repayment by the guarantor on schedule and partial repayment by the guarantor);

Z—— Paying debts with assets (indicating that the borrower has repaid the loan with assets). Only refers to the part that pays off debts with assets);

C-settlement (the borrower has paid off the loan in full, and the loan balance is 0. Including normal settlement, early settlement, debt settlement with assets, settlement on behalf of guarantor, etc. );

G-termination (any other form of account termination except settlement).

#-The repayment situation is unknown.