Can I repay in installments if I haven't received the text message of full repayment after the deadline?

After staging, you only need to select the staging of the current month. In case of overdue, the overdue amount shall be calculated at the daily interest rate of 0.45% according to the number of days. We will settle all the debts owed by Bai Hua and pay off all the interest, but we can also negotiate with the customer service here to see if we can extend the repayment period. If it is really allowed to apply for installment repayment here, we can repay it again, but the best way is to pay off the arrears in time, otherwise the longer it is delayed, the greater the repayment pressure may be.

1. What happens if you don't repay?

Ants will pay a penalty interest of 1.5 times the normal interest. Those who fail to repay on time will no longer enjoy interest-free, and the overdue interest will be charged at 0.05% of the unpaid amount in the current period every day. It is very difficult to improve the sesame credit score, and I believe everyone has a deep understanding. However, if the ants borrow flowers and the flowers are overdue, it is quite simple for the sesame credit score to drop. If it is less, it will suddenly drop dozens or even more, and then directly drop hundreds of points. Although ants borrow flowers, like some loan sharks, they don't draw pictures in front of debtors' houses, pull banners downstairs of debtors' companies, or even hit debtors, but they also collect them by hitting debtors themselves and friends and contacts in the address book. In an instant, everyone around you knows that you owe money and don't pay it back. At present, ants borrow flowers for normal use and will not leave a record in the credit report. However, if the overdue period is serious, the overdue records will be uploaded to the People's Bank of China and the credit information system, which will form a credit stain and further affect the application for car loans, mortgages and credit cards in the future.

Two. Where can I check the credit information?

You can go to the website of the People's Bank Credit Information Center or the nearby outlets and credit information sub-centers of the People's Bank. But be careful not to check frequently, because every check will be recorded. There are many records. When you borrow money, the bank will guess whether you have borrowed money many times, but none of them succeeded.

Finally, if you owe money, you still have to pay it back in time, because it is not worthwhile to overdue because you will also have a large overdue fee after you owe money.