Can China Merchants Bank's e-loan be repaid in advance? Is there a handling fee in advance?

China Merchants Bank e-loan is a credit loan provided to China Merchants Bank credit card customers. If you have a CMB credit card and maintain a good credit status, you may receive an invitation message from CMB for e-loan. Because the e-loan application is simple and the repayment is flexible, there are still many people applying. We all know that e-loan provides two repayment methods, one is repayment at any time, and the other is repayment by installments. Then, after choosing to repay by installment, can I repay in advance? How to calculate the handling fee? Let me answer for you.

Can China Merchants Bank's e-loan be repaid in advance?

China Merchants Bank's e-loan is still flexible in the setting of repayment. Even if you choose to repay by installment, you can also provide prepayment service in the later stage.

How to calculate the prepayment fee?

After the e-loan of China Merchants Bank chooses to repay by installment, it needs to support the installment fee for each installment, and the monthly interest rate does not exceed and no interest is charged. However, it should be noted that even if prepayment is selected, the remaining installment fee will be charged as usual, so prepayment is meaningless.

Why should e-loan be repaid in advance?

E after the successful loan application, the reason for being required to repay in advance is probably due to improper use of funds, such as investing or buying a house. Or because of the phenomenon of overdue repayment after choosing installment repayment, you will also be required to repay in advance.

How does China Merchants Bank E repay the loan in advance?

E-loan of China Merchants Bank can be repaid in advance through online banking, mobile banking and pocket life, or you can contact customer service 95555 of China Merchants Bank to make an appointment in advance and then repay.

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