I received a short message from CCB saying that I could apply for a credit card of 500,000-600,000 yuan, and asked Director Wang to make an appointment by phone, leaving my mobile phone number!

As long as the landlord's income is stable and his credit is good, he can apply for a CCB credit card. Don't trust the SMS of the company/institution that handles the card. It's all a lie. At that time, not only can you not get a card, but you will also lose money, and your personal information will be leaked, which is not worth the loss. Therefore, the card must be handled through formal channels, which not only does not cost money, but also ensures the security of personal information.

There are roughly two ways to apply for CCB credit cards, one is online application, and the other is online application.

Online application, the procedure is relatively simple, and there is no need for additional diplomatic and economic proof. Banks will focus on the landlord's real estate, social security, provident fund, individual tax, personal credit and other information that can be queried online. If these efforts are not much or not much, this method is not recommended.

Online application, which is the traditional way to apply for a credit card. When applying, you should bring proof of work income (work permit, employment certificate, salary card (preferably more than 3 months), tax bill for the last 3 months, social security bill, provident fund bill, etc. These are not necessary, but you can have them. If you can attach some financial certificates, such as real estate, automobile production, time deposit certificate of China Construction Bank, it is very important to get a card. (In the case that proof of work income cannot be provided perfectly, it is best to have proof of financial resources. )

It takes about 20-25 working days for his credit card to be approved, just like one month. The landlord can know the approval progress of your card through the "application progress inquiry" on the home page of his credit card.