The state stipulates that several sets are lost.

The collect call was intercepted and lost. If the user can't get in touch for a long time after going to loans overdue, it will be considered that loans overdue lost contact, whether because the collection call was intercepted or because the contact was not good because of changing the phone number. Once I lose contact, the loan company will call for emergency contact, including family, relatives, friends, work units and so on. Therefore, it is suggested that users must answer the phone in time to negotiate repayment and pay back the money as soon as possible.

Phone failure when Rong Shu loans overdue lost contact?

Might count. Creditors who owe money are not collectors, that is to say, we don't owe money to any collectors. If you receive a short message from 1069, saying that we refused to answer the phone, we were suspected of malicious evasion of debts and illegal possession, these are not credible. There are laws and regulations on collection, and it is clearly stipulated that the same person should not collect more than four times a day.

Loan means that banks, credit cooperatives and other institutions lend money to units or individuals who use money, and generally agree on interest and repayment date. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.

Review the legal status of the borrower, including its legal establishment and continuous and effective existence. If it is an enterprise, it shall examine whether the borrower is legally established and whether it has the qualifications and qualifications to engage in related businesses, and check the business license and qualification certificate. Pay attention to whether the relevant certificates have passed the annual inspection or related verification.

Summary: There is no absolutely accurate indicator to measure the number of times a collection is considered to have lost contact. Occasionally, if you don't answer the phone several times, it's not lost. I suggest you do things according to law, not overdue.

Legal basis: Article 8 of the Notice on Regulating Private Lending to Maintain Economic and Financial Order.

(1) The public security organs investigate and deal with illegal fund-raising behaviors such as illegal absorption of public deposits and illegal absorption of public deposits by banking financial institutions according to law, and illegally absorb private loans by means of intentional injury, illegal detention, insult, intimidation, threat and harassment, and then illegally absorb credit funds, and then transfer them to the banking supervision and management institutions at high interest rates, which violates the regulations on public security management or is suspected of committing a crime.