What are the collection skills?

1, problems at work, unhappy life.

Speech: Mr./Ms. X, when your salary is paid or your job is stable, the repayment time will not change. If you do this, it will only lead to overdue payment, which will only lead to an increase in late payment fees and a bad credit record. I hope you understand that. I suggest you borrow money from friends and relatives first and handle the repayment.

2. A good promise is not to return.

Speech: Mr./Ms. X, you broke your promise to pay back many times. Please understand that you are now in serious breach of contract, which makes us have to doubt your integrity. We won't urge you to repay again and again, but we don't rule out your cheating. If you have the money to repay, please deposit it into the repayment account immediately. If you don't have this money, you must handle the repayment through other channels or borrow money from relatives and friends.

Speech: Our phone calls have been recorded. If you continue to delay repayment, we can regard you as a malicious breach of contract, suspected of fabricating repayment facts. According to the relevant regulations of the company, we may hold you responsible for the second breach of contract (cancellation of relief, cancellation of installment repayment, forced settlement, etc.). ).

Speech: You are now X days overdue. According to the contract, if you default for x days, we will hand it over. Your case will be handled by the legal department, and all the consequences will be borne by you personally.

There is no accommodation for one month this month.

Speech: X/ Mr./Ms., you have seriously violated the contract now. If we continue to delay the repayment until next month, the late payment fee will only increase, which is not good for credit. I suggest you deal with the repayment quickly.

4. I just don't answer the phone.

Voice (SMS template): You haven't answered our phone for a long time. If you have financial difficulties or other reasons, please call a spade a spade and we will try our best to coordinate. If you don't answer the phone, I will contact your relatives and friends, or visit your family or unit, and even think that you want to avoid debt. Please understand and weigh the adverse effects.

5, frequent business trips will not go home.

Speech: You are late. Please understand this. Repayment can be made through various channels. You don't have to deposit it in the designated account yourself. You can arrange for your relatives or friends to save it for you first. It is your responsibility to repay on time, which can not only avoid penalty interest, but also maintain repayment credit. Although it is troublesome, it is also for your immediate interests. Please make repayment as soon as possible.