Is Jiangsu Zijin Rural Commercial Bank the same as rural credit cooperatives? Is it true that there is no handling fee for deposits and withdrawals in different places?

Yes, rural commercial bank (rural commercial bank) is the name of rural credit cooperatives after the reform, and its essence is the same. There is no handling fee for inter-city deposits and withdrawals in the province, but there is still a handling fee for inter-provincial deposits and withdrawals!

Extended data:

At present, as long as it is the same bank, no matter whether it is in different places in the province or outside the province, there is no extra handling fee. The central bank issued the Notice of the People's Bank of China on Strengthening the Management of Payment and Settlement to Prevent New Crimes in Telecommunication Networks, requiring banks to charge off-site handling fees for off-site deposit and withdrawal, transfer and other services within the bank, so as to realize free.

Personal bank settlement account. Since 20 16, 12 and 1, when a banking financial institution (hereinafter referred to as a bank) opens a bank settlement account for an individual, the same person can only open one type of account in the same bank (taking the legal person as the unit, the same below). If a Class I account has been opened, a Class II account or a Class III account shall be opened. If a bank charges off-site handling fees for deposits and withdrawals, transfers and other businesses in the bank, it will be free within three months from the date of promulgation of this notice.

From August, 2065438 to August, 2007, withdrawals from peers in different places are free.

From August 1 day, no handling fee will be charged for withdrawing cash at any outlet of the issuing bank through self-service channels or outlet counters. Previously, according to the guidance price, the handling fee for personal off-site counter cash withdrawal was charged according to "0.5% of each cash withdrawal amount, with a maximum 50 yuan per transaction". This also means that, from August, the highest cash withdrawal fee in 50 yuan has become history.

The withdrawal fee for peers in different places is free, but the inter-bank business is still charged as usual. If the inter-bank business is free, it is best to use mobile banking, and most mobile banking transfers and remittances are free.

20 18 list of inter-bank withdrawal fees

1, Bank of China

4 yuan/pen for inter-bank charges in the same city; Inter-bank fee in different places: 12 yuan/transaction.

2. Industrial and Commercial Bank of China

4 yuan/pen for inter-bank charges in the same city; Inter-bank fee in different places: 65438+ 0% of the transaction amount (minimum 1 yuan, maximum 50 yuan) +4 yuan/transaction.

3. China Construction Bank

4 yuan/pen for inter-bank charges in the same city; Inter-bank fee in different places: 65438+ 0% of the transaction amount (minimum 2 yuan, no upper limit) +2 yuan/transaction.

4. Agricultural Bank of China

4 yuan/pen for inter-bank charges in the same city; Inter-bank fee in different places: 65438+ 0% of the transaction amount (minimum 1 yuan, no upper limit) +2 yuan/transaction.

5. China Merchants Bank

Inter-bank charges in the same city: 2 yuan/pen; Inter-bank handling fee in different places: 5‰ of the transaction amount. (minimum 5 yuan, no upper limit) +2 yuan/pen.

6. Bank of Communications

Inter-bank charges in the same city: 2 yuan to 4 yuan/pen; Inter-bank handling fee in different places: 2 yuan +8% per transaction. (Minimum 5 yuan, no upper limit)