Jin Meixin Financial Warm Reminder: Beware of fraud during the New Year Festival.

The year is approaching, and it seems to be an "excellent" opportunity for scammers to sprint KPI. The rapid increase in the loan amount, the "meager profit" of the investment group, and the operation of restoring "abnormal" credit information ... All kinds of deception "schemes" are really unknown only to you, and no liar can think of them! Among the numerous deceptions, there are many cases of deception under the guise of "consumer finance", which seriously infringe on the legitimate rights and interests of financial consumers.

According to the statistics of "Analysis Report on Telecom Fraud of Fake Lending APP in 20 19", since September of 20 19, the fraud of fake lending APP has been on a straight line, and the growth rate even rose to 223% in June of 10. According to the monitoring data released by the National Internet Financial Risk Analysis Technology Platform, by the end of February 2065438+2009, there were 280 counterfeit Internet financial apps1piece, with a cumulative download volume of 33.437 million times. Behind the fake and shoddy APP, the production of high imitation APP has gradually formed a hidden industrial chain. Because the icons, names and even user experiences of some counterfeit apps are highly similar to those of genuine apps, it is difficult for many users to identify them.

Recently, there are three common fraud incidents:

1. After receiving the unknown SMS or download link, the user downloads the fake APP through the link, and the APP will continue to induce the customer to cheat money by paying the work fee, deposit, etc. , belonging to the "fishing app";

2. Although the name and icon of the cottage app are not exactly the same as the genuine app, they are very similar. These fake apps earn advertising fees and collect relevant user data by sending advertisements and collecting user privacy;

3. False websites such as "Consumer Finance-Welcome Consultation" and "Financial Pratt & Whitney-Customer Service Phone" appear in online search engines to lure consumers to click and enter.

It is understood that if the APP is to be put on the mainstream app store, the corresponding subject needs to own the software copyright and must abide by the relevant rules of the APP store. Therefore, the "phishing" app can hardly be put on the app store, and users can only send links to download through telecom fraud. Customers need to carefully verify the authenticity of suspicious websites, apps and text messages, and don't believe in any behavior that claims that they can get loans or increase the loan amount by paying fees in advance; When downloading the APP, you must choose a formal official platform. Don't easily click on unknown application providers, links and QR codes to download and install software.

Here, Jin Meixin Consumer Finance reminds consumers to keep in mind when making online loans:

1. Don't trust phone calls and text messages of unknown origin;

2. Don't click on the link sent by strangers to prevent virus Trojans from stealing information;

3. Don't transfer money or remit money to strangers;

4. Carefully choose online lending platforms, identify well-known large platforms, prevent financial fraud of counterfeit apps, and prevent personal asset losses.

5. In case of being cheated, report the case in time.